Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,264

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Frankie

Gamechanger!

Healthy Paws has been a game changer for my two cat household! One of my cats developed severe allergies in his first year of life and requires immunotherapy shots every other day. Without Healthy Paws, I don't know how we would have paid for it. Claims are very easy to submit, and they are very prompt to process. We feel very lucky to have Healthy Paws!
5

out of 5

POSTED: | BY: GININE

Very fast processing and reimbursement

Very fast claims processing and reimbursement. All of my vet's sent in their med rec's as soon as I asked them to, and they sent them directly to Healthy Paws. So I'm sure that helped expedite processing of my claims. Except for not paying for exams including emergency exams they paid for everything else at exactly 80% after deductible. Best pet insurance so far.
5

out of 5

POSTED: | BY: Ashley

You get a pet, you get Healthy Paws

You cannot get a pet and not get Healthy Paws insurance. My dog got pneumonia, needed an emergency vet appointment, and had to have surgery for cysts all during COVID-19. There wasn’t a time where we thought well we need groceries so we will just wait and see if she’s okay because we knew Helathy Paws would have our back. They not only gave us peace of mind during a time of crisis they followed up and sent personal emails to check on my dog. Pretty cool if you ask me.
5

out of 5

POSTED: | BY: Liz

Huge piece of mind

HealthyPaws pet insurance is an amazing company to work with. My dog has insurance for nearly 10 years with HP and she wouldn't be alive without it. Making a choice to have a procedure based on cost is heart-wrenching and with HP you don't have to worry. Get the insurance and live a comfortable happy life with your pet!
5

out of 5

POSTED: | BY: Sandy

Great coverage, easy claim processing and quick payment

Healthy Paws has been wonderful when our super sweet Cavapoo has emergency issues. I never wanted money to be a deciding factor when dealing with health issues and it doesn't have to be with pet insurance. Recently Remy has been diagnosed with heart disease and had to go in for major surgery to remove a bladder stone. All of this during the COVID pandemic when my husband and I were unsure of income both owning our own businesses. I would have just put it all on a credit card and dealt with it later, but knowing 80% was covered was such a relief. She's doing amazing and they've even checked in on her progress. Do not hesitate, do not wait. Our pets are family. They deserve good health care too.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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