Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,264

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jennifer

Save your time and money

I recently purchased insurance for my 1 yr old Springer. He had 1 previous appointment aside from his wellness appointments. Their communication was poor at best....I could never get a clear answer the majority of times that I called and when I did file a claim, it was not surprising to me that it was denied based on a previous existing condition which apparently was based on a conversation only with the vet. IMO you would be better off setting aside the $ yourself each month....who has the time for the frustration.
5

out of 5

POSTED: | BY: Kushal

Excellent service and hassle free claims

They have a very simple claims process and excellent customer service. I’m glad I chose healthy paws.
5

out of 5

POSTED: | BY: Blas

Thankful

Thankful for having healthy paw as my pet insurance. HIGHLY RECOMMENDED. EASY TO GET YOUR REIMBURSEMENT. AND THEY ALWAYS ASK CONTACT YOU RIGHT AWAY VIA EMAIL AND EVEN ASK HOW YOUR PET IS DOING. I LOVE HEALTHY PAW. I ALWAYS TAG THEM IN MY PET INSTAGRAM. THANK YOU AGAIN FROM ME AND TOOTSIE
5

out of 5

POSTED: | BY: jane

great

Quick on their payments. Easy to work with. Happy with their customer service.
2

out of 5

POSTED: | BY: Jacqueline

Astronomical rate increase

I had Healthy Paws for 4 years on two dogs that I enrolled as puppies. Rates increased astronomically - my last rate for the two was planned to go from 130 / month to 190. The prior year it had been 90 / month. When I called about it, they suggested I increase my deductible or reduce my percentage. I switched to Pet's Best which is awful on customer service, but the coverage is better (included optional sick visit coverage) and I am paying 100/month for two dogs.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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