Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jennifer Reed

This coverage saved our dog's life

I like the ease-of-use of their website - submitting a claim is a breeze. As long as you have the medical records from your vet and an itemized bill, the process couldn't be simpler. All my communications with them have been pleasant and efficient. Their premiums are fair and their coverage is excellent. When my 9-year-old Boston Terrier recently had to have emergency surgery, followed by a long in-hospital recovery and extended treatment, his bills quickly soared over $10,000. Healthy Paws processed my claims quickly and I received reimbursement for 80% of everything once the deductible was met, and I received direct deposits before my credit card bill even came due. So an event that could have completely wiped out our emergency fund (and then some!) wound up only making a fair dent in it instead. It was a big relief to be able to tell the doctors to do whatever was necessary, instead of having to make a terrible decision to give up because we couldn't afford it. This coverage saved his life. Our boy is home now and is doing great! I highly recommend signing up your pet as early as possible since preexisting conditions are, understandably, not covered. Our other two dogs were much younger when we signed up with Healthy Paws and so both qualified for lower deductibles and 90% reimbursement. Don't wait! Sign up ASAP!
5

out of 5

POSTED: | BY: Jennifer R.

This coverage saved our dog's life!

I like the ease-of-use of their website - submitting a claim is a breeze. As long as you have the medical records from your vet and an itemized bill, the process couldn't be simpler. All my communications with them have been pleasant and efficient. Their premiums are fair and their coverage is excellent. When my 9-year-old Boston Terrier recently had to have emergency surgery, followed by a long in-hospital recovery and extended treatment, his bills quickly soared over $10,000. Healthy Paws processed my claims quickly and I received reimbursement for 80% of everything once the deductible was met, and I received direct deposits before my credit card bill even came due. So an event that could have completely wiped out our emergency fund (and then some!) wound up only making a fair dent in it instead. It was a big relief to be able to tell the doctors to do whatever was necessary, instead of having to make a terrible decision to give up because we couldn't afford it. This coverage saved his life. Our boy is home now and is doing great! I highly recommend signing up your pet as early as possible since preexisting conditions are, understandably, not covered. Our other two dogs were much younger when we signed up with Healthy Paws and so both qualified for lower deductibles and 90% reimbursement. Don't wait! Sign up ASAP!
5

out of 5

POSTED: | BY: Angela

Very good service

Healthy Paws did a great job of helping us out when our dog needed emergent bowel surgery. Submitting our claim was very easy and it was processed within a week without any problems. They even emailed us to see how our dog was doing after surgery.
5

out of 5

POSTED: | BY: Angela Grupe

Fast and straightforward service.

Healthy Paws was very helpful and easy to use when our dog needed emergent bowel surgery. We had no problems when submitting our claim and it was processed within a week. They also emailed us to check on how our dog was doing after.
5

out of 5

POSTED: | BY: Diana Waer

Best Decision I Made

I am so very thankful to have Healthy Paws insurance take great care of my “kids”. It totally eased my financial burden, and is the best decision I made. I researched different insurance companies and found that Healthy Paws was affordable, PLUS, they make it so easy to communicate and file a claim. Mia needed major surgery which stripped my Emergency Fund, but she is well again and I replaced most of the Fund within about 2 weeks. I highly recommend that any pet parent enroll today even though you think you may never need it. Life happens.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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