Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Dee

The worst!

I have had pet insurance for years with another company and because of their reviews I changed. What a mistake!! I had a Doberman that was diagnosed with kidney failure. It took forever to get his er visit paid. They want all kinds of notes that vet's don't do. As my vet said I'm done I'm out of the insurance business. I supplied them with by bill, codes and the notes that were available on the file. It's been a month and I still have not been paid on my puppies death. I always upload all forms and add notes to make it simple. I have spent hours on the phone with customer serve and they are nice but NOTHING gets done. Horrible! I cancelled my other dogs and went back to my old company that this would have been paid in 3-5 days .
5

out of 5

POSTED: | BY: Dayna Macy

We love Healthy Paws

We love Healthy Paws! They are great to work with, completely reliable, reimburse quickly and are nice folks to boot. They are really great.
5

out of 5

POSTED: | BY: Randy M

Highly Recommend

I cannot imagine a better pet insurance company than Healthy Paws. After exhaustive research on insurance companies - it's all about cost, coverage, and customer service - we chose Healthy Paws for our newly adopted dog in Oct 2017. We added a second dog in August 2019. Both have had issues requiring medical attention. In every case Healthy Paws has done what they promised and saved us hundreds of dollars. With a user-friendly website, an easy way to file a claim, a swift approval and reimbursement process, and reassuring email communications, I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Joanna Kaye

Such a user-friendly, helpful company and worth every penny!!

We bought Healthy Paws pet insurance because of several recommendations from friends and family, and we have had a better experience with them than most companies in any industry! Our pup has had a ton of health problems. The process to upload a claim to Healthy Paws takes less than thirty seconds and we always receive a check within several days. They cover a huge amount of the costs of unexpected visits. Not only have they saved us an enormous amount of money we had not expected to spend, but they've made the whole process of getting reimbursed incredibly painless and easy. I HIGHLY recommend Healthy Paws to every pet owner!!
5

out of 5

POSTED: | BY: Corey Smith

Healthy Paws has been vital part of our dog's health through the years

Healthy Paws has been vitally important for us with Loki - their coverage of his idiopathic epilepsy has been necessary for his medication, hospitalization and follow up visits. Quick and easy reimbursement process.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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