Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Melanie

14 me month old puppy needed two ACL surgeries

My puppy, Loki, is a rescue. He has been given the best vet care, food, and even had calcium supplements as a young pup to make up for anything he had been lacking in his diet before his rescue. He started attending puppy Pre-K at 10 weeks and eventually worked his way up and earned his AKC partner canine good citizen certificate at 8 months of age. Around his nine months mark however, he started limping. I put him on crate rest and the limping got a little better and then a whole lot worse. I brought my baby beefcake in to see our vet. Loki had a partial tear of his left acl and needed to have surgery that included a plate and screws. He was on crate rest for 12 weeks and then slowly started going on leash walks. Finally he was able to be a normal dog again and BAM he tore the acl in his right leg and once again needed surgery. Without Healthy Paws I just don't know how I could have taken care of him and had both surgeries done. The surgeries and testing have totalled close to $9,000 so far. Healthy Paws was there, and contknues to be there, to answer any questions I have. They have taken care of processing each if Loki's claims within 24-48 hours. Loki's joint supplements have been covered as well. The representatives at Healthy Paws have even sent messages checking on Loki to see how he's healing up. What insurance company does that? They have helped to relieve so much worry and stress which has allowed me to focus on doing what I need to in order for my Loki to get well and get back to being the gentle playful big boy he is. Would I recommend them?? ABSOLUTELY ... and I have to friends, coworkers, family and strangers. Thank you Healthy Paws for treating my baby beefcake like he's yours!
5

out of 5

POSTED: | BY: Melanie Christopher

Loki needed two ACL surgeries and Healthy Paws was there for us!

My puppy, Loki, is a rescue. He has been given the best vet care, food, and even had calcium supplements as a young pup to make up for anything he had been lacking in his diet before his rescue. He started attending puppy Pre-K at 10 weeks and eventually worked his way up and earned his AKC partner canine good citizen certificate at 8 months of age. Around his nine months mark however, he started limping. I put him on crate rest and the limping got a little better and then a whole lot worse. I brought my baby beefcake in to see our vet. Loki had a partial tear of his left acl and needed to have surgery that included a plate and screws. He was on crate rest for 12 weeks and then slowly started going on leash walks. Finally he was able to be a normal dog again and BAM he tore the acl in his right leg and once again needed surgery. Without Healthy Paws I just don't know how I could have taken care of him and had both surgeries done. The surgeries and testing have totalled close to $9,000 so far. Healthy Paws was there, and contknues to be there, to answer any questions I have. They have taken care of processing each if Loki's claims within 24-48 hours. Loki's joint supplements have been covered as well. The representatives at Healthy Paws have even sent messages checking on Loki to see how he's healing up. What insurance company does that? They have helped to relieve so much worry and stress which has allowed me to focus on doing what I need to in order for my Loki to get well and get back to being the gentle playful big boy he is. Would I recommend them?? ABSOLUTELY ... and I have to friends, coworkers, family and strangers. Thank you Healthy Paws for treating my baby beefcake like he's yours!
5

out of 5

POSTED: | BY: Nicole

Peace of mind

I wasn't sure we needed pet insurance for our pup, but Healthy Paws will always be one of the best decisions I've met in caring for our little buddy. They have pretty wide coverage and their customer service department is on top of it! I would definitely recommend it to anyone.
5

out of 5

POSTED: | BY: Austen

HealthyPaws has been great!

I'd be lying if I said that I expected to ever be going out of my way to give praise to an insurance company, yet here we are. My dog had a seizure for the first time the other week which was a pretty stressful experience, but fortunately a number of very expensive tests have revealed no worrying symptoms and she quickly returned to her normal, happy self. I wasn't exactly looking forward to submitting a claim for the first time based on my prior experiences with human insurance, but HealthPaws completely subverted my expectations. Submitting the claim took about five minutes and, with no additional interaction from me, I received an email several days later confirming that I would be receiving reimbursement in the amount that I had expected. This was especially remarkable to me, given the ongoing disruption caused by the pandemic. I really appreciate the speed with which HealthyPaws processed my claim and that I came out of the experience feeling that I had been dealt with fairly. It's reassuring to know that I can get my pet the treatment she needs and trust that HealthyPaws will have our back! I highly recommend HealthyPaws to any pet owner, as the peace of mind it gives me is well worth the modest monthly premium.
5

out of 5

POSTED: | BY: Austen

HealthyPaws has been great!

I'd be lying if I said that I expected to ever be going out of my way to give praise to an insurance company, yet here we are. My dog had a seizure for the first time the other week which was a pretty stressful experience, but fortunately a number of very expensive tests have revealed no worrying symptoms and she quickly returned to her normal, happy self. I wasn't exactly looking forward to submitting a claim for the first time based on my prior experiences with human insurance, but HealthPaws completely subverted my expectations. Submitting the claim took about five minutes and, with no additional interaction from me, I received an email several days later confirming that I would be receiving reimbursement in the amount that I had expected. This was especially remarkable to me, given the ongoing disruption caused by the pandemic. I really appreciate the speed with which HealthyPaws processed my claim and that I came out of the experience feeling that I had been dealt with fairly. It's reassuring to know that I can get my pet the treatment she needs and trust that HealthyPaws will have our back! I highly recommend HealthyPaws to any pet owner, as the peace of mind it gives me is well worth the modest monthly premium.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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