Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: B. Schneider

We ❤ Healthy Paws. . .

We ❤ Healthy Paws and our Paws & Claws Protectors! I should let you know, I am a 3 1/2 year old She-Puppy who is called BeePop a LuLu, BeeBop, Baby and many other terms of endearment.   In my house, (and, YES!  It is MY house!) there is also a He-puppy.  We are sighthounds.   By nature, if we catch sight of an insect, we chase it; and naturally. . . want to devour it.  Mmmm. . . Yummy (I think, maybe.  Hmm, don't know really, just like catching things.) One beautiful sunshiny summer day, I did just that!  I ate a bee right AFTER it stung me. (Yeah, I know.  Bees are good for the ecological system.  I get that.  Really, I do!)  Unbeknownst  to me and my people, I am allergic to bees.  Immediately after the bee stung me, I cried out, vomited and had diarrhea simultaneously, and collapsed to the kitchen floor.  We made it to the Pet Emergency in under 15 minutes, with one calm and one ballistic humans carrying me into the Pet ER, my head lolling to the side with my eyes rolled back, and shallowly breathing.   I was diagnosed with anaphylactic shock due to bee sting. Thankfully, I recovered.   Recently, my He-puppy (He is MY puppy!) broke his leg, which has been a devastating and traumatic experience for our entire household. He-puppy had to go to the Pet Emergency, too, and also had to have surgery on his leg.  Really scary stuff! During both incidents, my humans paid the bills and later submitted the insurance claims on-line to Healthy Paws.   The on-line claims process is streamlined, quick, and efficient; and, the entire claims process from beginning to end was completed within a few weeks.   As a result of this efficiency, my people were able to focus on our recovery, rather than the additional anxiety of completing tons of forms and repeat follow-up conversations with customer service representatives.   Truly, a blessing.  In addition, our Paws & Claws Protectors had genuine concern for both of our health & recovery and communicated with my people especially about us.  Yep!  They know me by name, too.  Pretty Pawsome! This made our people very happy.   Some people on the planet do not understand fur babies are absorbed into their human family's pack as members.  It is not a "them" and "us," rather it is a "WE" and "OUR FAMILY."  The Healthy Paws and the Paws & Claws Protectors get it!  They understand we are essential members in our family -- OUR PACK!  Both He-puppy and I recommend Healthy Paws to other fur babies and their people.   Our people said to tell you, "The Healthy Paws' high quality service & customer care are worth the investment!"   Truly fantastic!
5

out of 5

POSTED: | BY: Lauren

Healthy Paws Saved Us!

We have 3 insurance policies with Healthy Paws for each of our senior pitbulls. Recently, our 9 year old was diagnosed with cancer in the lungs and just started chemotherapy. Since this was not a preexisting condition with him, Healthy Paws has been reimbursing 80% of all medical expenses (ER visit and chemotherapy visits with oncologist). This is allowing us to soak up the extra time with him and not worry about whether or not we can get him help due to cost. We are forever grateful for Healthy Paws for their friendly customer service, wonderful coverage, ease of submitting claims, and reimbursements. If you don't have pet insurance, please do yourself a favor and get one with Healthy Paws!
5

out of 5

POSTED: | BY: Andrea

I recommend Healthy Paws

A colleague at work convinced me to get dog insurance when we got our puppy, but I was hesitant; I just couldn't imagine we would need it, but I'm so glad we decided to do it. Thanks to Healthy Paws, we were able to afford our 10 month old puppy's surgery for a bone disease. We wouldn't have been able to make it work financially without the insurance. I'm not sure what we would have done, honestly, and I don't even want to think of what the other options would have been. They paid the hospital directly, and it all went very smoothly. No issues whatsoever. They even emailed to check in on her a few weeks afterward to make sure she was healing okay(she's doing great btw). Thank you Healthy Paws!!!
5

out of 5

POSTED: | BY: Julie Anderson

Healthy Paws Pet Insurance Rocks!

Healthy Paws pet insurance is the best! I can't say enough good about the company! They are so quick on claims, fair premiums, and top notch customer service! I feel like they really care how my dog, Thor is feeling! If you are concidering purchasing pet insurance I highly reccomend Healthy Paws!
5

out of 5

POSTED: | BY: Julie

Healthy Paws Insurance Rocks!

Healthy Paws pet insurance is so great! I can't say enough great things about the company! They are so quick with claims and the customer service is the best i've ever delt with! I feel like they acually care about my dog, Thor and how he is feeling! If you are concidering getting pet insurance, you can't go wrong with Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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