Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kim

Incredible to deal with and easy to submit claims

I did a ton of research on different pet insurance companies before I chose healthy paws 6 years ago. They have been incredible to deal with. Unfortunately, my pure bread dog had had many problems over the years which has led to several $2,000 - $3,000. The amount of vet problems she has had is crazy that it's almost laughable. Healthy Paws has always given me full reimbursement and never pushed back. Their customer support team is always helpful and it's very easy to submit a claim from your phone. I'm very thankful to them for helping me keep my very expensive dog healthy and happy. I've never had to make a tough choice about her care knowing that Healthy Paws will cover it. I highly recommend this insurance company.
5

out of 5

POSTED: | BY: Donna

Quick, Easy, Great Customer Service

Everything is done through the app. Snap a picture of the vet invoice. Submit it through the app. Receive a confirmation email. Receive an explanation of the coverage. Check is in the mail within 2-4 days! Great customer service!
5

out of 5

POSTED: | BY: Min

Healthy Paws is amazing!

I am so grateful for the support from Healthy Paws!! Having this insurance made us feel less anxious when our baby got sick. We were able to worry less about the financial part of this challenge and really focus on recovery for our dog. Also their customer service is AMAZING!!
5

out of 5

POSTED: | BY: Tom

Life saver

A truly great pet insurance company. I recently had an emergency with my cat, who was not eating for nearly a week with no apparent cause. We took him to the vet emergency room and unfortunately they could not say for sure what was causing my cat's sickness. X-ray imaging showed signs of trouble in the abdominal area but without invasive surgery they could not determine for sure. The cost estimate was very high, but I had full confidence Healthy Paws would cover most of the costs of my cat's hospital stay, so I approved the surgery. Almost two weeks later and my cat is as healthy and lively as ever. The cause of illness was a serious bacterial infection. I filed my claim online the day my cat was released from the hospital. Within a matter of days the claim was approved and a few days later my reimbursement check was mailed out. Incredibly convenient process throughout. I highly recommend Healthy Paws for any pet for that peace of mind.
5

out of 5

POSTED: | BY: Beth

Excellent!

We have been members of the Healthy Paws Insurance family for over 7 years. The customer service and support provided have been exceptional. Both of our kitties have had serious health problems which necessitated frequent veterinary and hospital visits. I have no doubt that Healthy Paws has helped provide a quality of life for them that would otherwise have been impossible. Healthy Paws has allowed us to focus on what is best for our pets.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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