Healthy Paws | Pet Insurance Review

I've been covered by Healthy Paws for many years, including the last 8 for my current cat. I've recently had to submit a series of claims for a recent issue, and the process couldn't be easier. I simply access their website and upload the vet invoice. If they need clarification, I assume they contact the vet, because I've never had to substantiate the claim. Within 2-3 days they have processed the claim and direct deposited the payment into my account. They cover everything except the doc's fee (I have 90% coverage) and there is a $100 annual deductible. And of course they don't cover pre-existing conditions.

I've had Healthy Paws for my very energetic 5yo lab/pit mix since she was a puppy. With insurance, you always wonder if the monthly premium is worth it. Two weeks ago, I was reminded why pet insurance is so important and, in particular, I recommend insurance from Healthy Paws to everyone. My dog suffered a comminuted fracture of her front leg that required a nighttime pet ER visit and follow-up surgery, the out-of-pocket cost of which was nearly $7000 (and which will likely increase a bit with her follow up Xrays, etc.). When the ER vet told me the estimated cost over the phone, I was so thankful that we had subscribed to a generous policy from Healthy Paws. I didn't have to make a difficult decision about whether to go through with the reconstructive surgery (vs. amputation) or to ask friends and family for financial assistance. I filed my claim online the next day, and it was processed and reimbursement sent in 5 days. The online interface is very easy to use and the entire process was seamless and efficient. Healthy Paws even followed up to check on Bo, which I really appreciated. I've been recommending them to all of my friends with pets, and I recommend them to you, too.

Amazing claims process. It took less than a minute to submit the claim for our dog’s $3k surgery by taking a pic of the invoice in their app and hitting submit. We received reimbursement by direct deposit in 4 business days.

Healthy Paws Pet Insurance has been AMAZING!! I got the insurance right after I got my puppy because he was putting everything in his mouth. Little did I know, my puppy would be diagnosed with a heart murmur a few months later. Then have to have surgery on his eyelid to remove hair folicules so his ulcer could heal. Healthy Paws has been amazing through everything. I just take a picture of the receipt and submit a claim. Within 1-2 days the claim is complete and they send me a check in the mail. It's that easy. I 100% recommend Healthy Paws!

It's very easy to open claim, and claims solved in 2-3 days. Great work. Thanks