Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Jack Davis

This is the worst pet insurance ever…

This is the worst pet insurance ever they rope you in with reasonable rates and then after being with them for 8 years they tell you they're increasing your rate by 150% a month because your dogs have gotten older. The thing is your dog is older and you can't get insurance anywhere else so you're stuck either paying the outrageous rate or your pet will have no insurance. Their claim process is horrible it can take up to 30 days to get reimbursement. They also lost a class action suit in Washington where they were ordered to pay customers millions due to raising rates because of dogs getting older. They're much better insurance companies out there do your research this is a shady insurance company that doesn't care about your pets just about money. The pathetic thing is the responses they're giving to everyone leaving negative reviews on here acting as if they care. Quit acting like you care and do something about your scummy practice of raising rates to ridiculous amounts. All the negative reviews I read are the same thing raising rates and horrible claim service. If you're thinking of going with healthy paws do your research about their class action claim that they lost and the other open claims against them.
1

out of 5

POSTED: | BY: Tim

Dispicable practices

I had to get a new credit card and after ONE MONTH they cancelled my policy for non-payment. I had an email address on file I don't use frequently. Other than that they made no reasonable means to get in touch with me about it. No phone call or mailings. It was all pretty secretive. I found out that I was dropped after filing a claim for $1400. Thanks Healthy Paws. You guys are the scum of the earth.
5

out of 5

POSTED: | BY: K Chandler

So grateful for Healthy Paws

I am sooo grateful that I got Healthy Paw insurance for my Lamont as a puppy. It’s been a literal lifesaver, and HP has been a big part of that. I can’t imagine the difficult choices families must make when a pet gets ill or injured. The website for claims is quite simple and the client service folks really care about your pet. I refer everyone that gets a pet to Healthy Paws!
2

out of 5

POSTED: | BY: Brenda Alvarado

Not responsive

I've been working with Healthy Paws since August on a simple skin condition claim. They required 3 years of back records that my vet could not fax. They had to be mailed, so they closed my claim. They have now received the paper records, but I have contacted them 2 times to reopen the claim, but I can't get a response from the Appeals or Help email address. My first claim with them was excellent, but this recent experience has been a huge disappointment.
5

out of 5

POSTED: | BY: K Chandler

Super grateful for a Healthy Paws

I am sooo grateful that I got Healthy Paw insurance for my Lamont as a puppy. It’s been a literal lifesaver, and HP has been a big part of that. I can’t imagine the difficult choices families must make when a pet gets ill or injured. The website for claims is quite simple and the client service folks really care about your pet. I refer everyone that gets a pet to Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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