Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Teresa Schenkel

PREMIUM INCREASED 80%

I have had my pets (1 dog & 3 cats) insured with Healthy Paws since 2013, and we have not made any claims. My premium has increased each year, which is to be expected. I work in the insurance industry, so I understand. However, this year my PREMIUM INCREASED 80%. It went from $175 to $316 per month. That's $141 increase! OUTRAGEOUS!! I’m pretty sure this would be illegal for any other type of insurance. So, if you want coverage for your pet even when they're older, LOOK ELSEWHERE...
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5

out of 5

POSTED: | BY: Ria

Best decision ever

We got Healthy Paws ahead of our new addition, and it was hands down the best decision we made. Puppies will be..puppies, and in her 4 months with us, we’ve had 1) 4 bouts of chronic diarrhea requiring custom antibiotics 2) conjunctivitis and 3) pneumonia (with an ER visit!) all of which we get reimbursed the majority of by Healthy Paws. The claims submission is easy, painless (especially as most vets will send formats that are easily uploaded), and they are always responsive if we have any questions or concerns. I wish all insurance could be like this!
5

out of 5

POSTED: | BY: Adolfo

Easy claims from even you’re phone and fast reimbursement

Very easy claim process and very informative with what documents you need to submit so they can reimburse you within 2 days!
5

out of 5

POSTED: | BY: Adolfo Yepez

Fast and easy claims and very…

Fast and easy claims and very responsive!
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5

out of 5

POSTED: | BY: Lindsey

Best experience during a scary time with our pup MoJo

We are so grateful to have a policy with Healthy Paws! Our puppy MoJo had to have emergency surgery for an obstruction after eating part of a decorative pillow. Healthy Paws made the claims process seamless and easy during a stressful situation! MoJo received great care and is back to feeling like a puppy. Thank you Healthy Paws for your customer service and compassion for our babies!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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