Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Carol Conradson

Thank you!

Healthy Paws promptly responded to my recent claim for major surgery on my cat. It is reassuring to know that I am able to provide the best care for my cat because of Healthy Paws. Thank you!
5

out of 5

POSTED: | BY: Carol

Healthy Paws promptly responded to my claim

Healthy Paws promptly responded to my recent claim for major surgery on my cat. It is reassuring to know that I am able to provide the best care for my cat because of Healthy Paws. Thank you!
5

out of 5

POSTED: | BY: Neelam

I highly recommend Healthy Paws Pet Insurance!

Healthy Paws in an article is listed as 1st place for policy coverage, customer service & reputation and timeliness of claim payment. I've been with this company for 4 years now and their policy has covered 90% of my bills. They're customer service is great and I don't have any complaints.
5

out of 5

POSTED: | BY: Tatiana Fox

Best Pet Insurance

I have been a Healthy Paws customer for 6 years, and I recommend them 100%, the app is very user friendly and the customer service is exceptional!
1

out of 5

POSTED: | BY: Jack Davis

This is the worst pet insurance ever…

This is the worst pet insurance ever they rope you in with reasonable rates and then after being with them for 8 years they tell you they're increasing your rate by 150% a month because your dogs have gotten older. The thing is your dog is older and you can't get insurance anywhere else so you're stuck either paying the outrageous rate or your pet will have no insurance. Their claim process is horrible it can take up to 30 days to get reimbursement. They also lost a class action suit in Washington where they were ordered to pay customers millions due to raising rates because of dogs getting older. They're much better insurance companies out there do your research this is a shady insurance company that doesn't care about your pets just about money. The pathetic thing is the responses they're giving to everyone leaving negative reviews on here acting as if they care. Quit acting like you care and do something about your scummy practice of raising rates to ridiculous amounts. All the negative reviews I read are the same thing raising rates and horrible claim service. If you're thinking of going with healthy paws do your research about their class action claim that they lost and the other open claims against them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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