Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,283

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Justin

Excellent pet insurance!

We were VERY happy with our Healthy Paws Pet Insurance. Our labradoodle, who passed away in October at the age of 14, had MANY medical problems from when we first rescued him at the age of 1 1/2. When he was 7 or so we decided to get pet insurance for him. Although the claim did not cover pre-existing conditions (I don't know of any that do) or office visits, they did cover treatment (after annual deductible was reached and at 70% coverage because of his age - see their website or give them a call for detailed coverage) for almost all new conditions that he experienced, of which there were many. This saved us thousands of dollars and, most importantly, allowed us to be able for our labradoodle to receive the highest quality care and for us to spend a lot more time with him than we would have had we not had this pet insurance. It also afforded us the ability to bring him to the vet or the emergency vet anytime that he needed care instead of waiting to see if the condition would go away on its own. When we got a new dog, we immediately signed up for a new policy. In sum, I highly recommend Healthy Paws Pet Insurance.
2

out of 5

POSTED: | BY: Nur

Monthly bill increases unexpectedly

Our monthly bill increased 5 dollars without any notification that I received. The reason for the increase was the company had to pay more in our state. I canceled my insurance because this is a ridiculous reason. I should not pay extra because of company profit did not match what was expected. As a customer, we should be able to trust the insurance company but healthy paw failed completely. I did not have any claim but still, my insurance increased. What will happen when my pet gets older and we really need insurance. What a waste of money. So disappointed.
5

out of 5

POSTED: | BY: Andrew Randolph

Healthy Paws cares about your pet.

Healthy Paws works super well with our vet and they have timely reviews on claims. The best part is they really care about your pet. Every email they send asks how your pet is recovering. It is really nice!
5

out of 5

POSTED: | BY: Andrew

Healthy Paws cares about your pet.

Healthy Paws works super well with our vet and they have timely reviews on claims. The best part is they really care about your pet. Every email they send asks how your pet is recovering. It is really nice!
1

out of 5

POSTED: | BY: James Offenhartz

HealthyPaws Pet Insurance is a company… that doesn't care about its customers

HealthyPaws Pet Insurance is a company that acts in bad faith and misleads the consumer. They start you with a low rate and then it sky rockets every year. Do not do business with this company.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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