Healthy Paws | Pet Insurance Review

I wish I could say I never had to use my Healthy Paws pet insurance but I have on numerous occasions for my two Pomeranians and I will forever be grateful that I had Healthy Paws coverage. It was a godsend when I was told that both of my pups needed surgery on both of their back knees w/in months of each other. And while we would have paid to have this done regardless, it was such a relief knowing our out-of-pocket cost for these expensive procedures would be a small fraction of what it would have been otherwise. It allowed us to focus on what was important - getting our pups the procedures they needed and not having to worry about the affordability. I have made a point to tell friends and family they are doing themselves and their pets a disservice by not having insurance and I cannot recommend Healthy Paws enough not only for their excellent coverage but for their genuine concern for our pet's well-being.

In December 2020, my dog had a grand mal seizure & subsequently passed away 2 weeks later. Healthy Paws pet insurance said it was a wellness check & declined my claim. Are you kidding .. no protection from them at all!

I have been with healthy paws for 6 years - they have always been excellent - but just like with any insurance - you need to shop around. I never met my deductibles and wellness visits are not included and examination fees when they are sick are not included - so I really was not getting my moneys worth. I just needed accidental type coverage and there were very limited customization options. In addition healthy Paws as continued to raise rates every year - I even had to raise my deductible to lower the monthly rate. I decided to shop around and was able to find another company that saved me over $60/month when compared to healthy paws. I would say if money is not an option - then stick with them - but if you are on a budget and just want accidental converge with customizable options - look elsewhere.

We love healthy paws - I highly recommend them to all of our friends / family. Their customer services is amazing, and we truly have saved a ton of $$$!

Healthy Paws provides the best coverage for pets with a hassle-free claim process. A policy with Healthy Paws makes it easy for pet owners to focus on caring for their pets and getting them the treatment they need whenever they need it, without being overly concerned about cost. In many ways, I wish human health insurance were so simple and transparent. ;-) Many years ago we purchased our first pet insurance coverage with another company (Pets Best): that coverage was inexpensive and seemed like it would be quite useful in limiting costs while providing incentives for regular checkups. While it was helpful in offsetting costs for smaller incidents, as our dogs aged we quickly found that the policy has payout maximums and "separate occurrence" definitions that limited their coverage quite sharply. We soon re-evaluated our options for insurance coverage and made the switch to Healthy Paws. Whenever the unexpected has happened, we've been able to rely on Healthy Paws to provide consistent, understandable coverage for our pets. Most recently, one of our pets contracted a urinary infection while on vacation, which required a trip to an emergency clinic for treatment. We knew that whatever treatment she needed, it would be covered - and it was! :-) The broad coverage and clear policies have consistently covered various needs for our dogs, spanning knee surgery, upset stomachs, and broken nails; with no claim or lifetime maximums to worry about, there's no concern about "exhausting" the coverage or having to make financial decisions about the well-being of a pet. The claim process is extremely easy with their website: upload an itemized receipt and they take care of the rest. There's occasionally a follow-up question or two - which is easy to answer - and they follow up with the veterinary clinic, typically completing the claim and sending the reimbursement within a few days. It couldn't be easier