Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
I have had this policy for six years and am filing my first claim and it has been nothing but a hassle for the last 10 days.
Directions are never clear, no one calls, they send cryptic emails with directions and then ask you for the same thing several times.
5
out of 5
POSTED:
| BY: Karen
Best Pet Insurance Out There!
Excellent pet insurance. Very easy to use and place a claim. Claims are processed very quickly. You are able to call and speak to a representative, which is wonderful. I love the fact that you have options regarding the cost. Covers many claims that others do not. And the fact that they do not have a lifetime cap is important to me. My big boy, Tripp, has placed a number of claims. Thank you Healthy Paws for giving me peace of mind about my dogs’ health costs.
1
out of 5
POSTED:
| BY: Ksenia Kor
My monthly premium was increased 20%…
My monthly premium was increased 20% for a healthy 2 years old dog. It's a second increase. ($35 to $39 to $44). Are you ok guys? called the representative and she told me it's happening because of increased amount of claims within the state and offered to increase my deductible. Are you serious guys?
Don't believe the 5 star reviews for this company. They asked me get my dogs a recent examination, which I did...cost me $250. Then I paid $120/nth for insurance and submitted a claim for an $80 ear infection and an allergy shot. They denied the claim stating it was a pre-existing condition. They ignored the $250 exam from months earlier I submitted when I enrolled my dogs...and it means that no future ear infections or allergy will be covered. So in 4 months I'm out of pocket $1,000 plus aggravation. Save your $$ and pay the premium into a separate bank account, you will be way ahead in the long run.
Major injury to neck and back after previous successful back injury.
My awesome Parker is a great dog and my best friend, but has had a rough last two years! He threw out a disc in his back almost two years ago, causing total paralysis in his back legs, which required major surgery to five of his vertebrae/discs. The operation was very successful and Healthy Paws covered almost everything at 80%. That was awesome, since we could not have afforded to bring my best friend back without Healthy Paws. Sadly, after returning almost to his original happy and active self, we were involved in a major truck accident going off into the woods on black ice a month ago, where he was thrown into the back of the seat and lay helplessly paralyzed upside down on the floor. I gently got him out and wrapped him up in survival blankets in the snowy and remote woods (at 18 degrees it was cold!) while we waited for help. The truck was totaled, so some friends gave me a ride to rent a car and I rushed him to the nearest First Pet Animal hospital, and then to the same surgical center he had had his back surgery at. Miraculously, he's once again recovering on medication and physical therapy, and so far without additional surgery on the injured cervical vertebrae. I just deposited the second reimbursement check from Healthy Paws, and they once again covered almost all the costs at the promised 80%. They've been incredibly responsive and financially there for me (and Parker!), and have shown genuine interest in Parker's recovery each time. We couldn't have afforded to help my best friend without them, returning him once again to an active and happy life, and I'm very grateful. Of all the financial decisions I've made in life, Healthy Paws has been one of my best!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
