Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,283

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Mike

Healthy paws has been great!

Healthy paws has been great. I got it for one of my dogs when he was a pup, the other was a little older.. to me its a no brainer. Over 10 years you may spend 5-10k or so on the insurance, but once the dog is older its much more likely to have complications come up that cost way more than that, and at one time also.. my dogs are both older now, 7 and 8, And i have had probably around 10k in vet bills already at this point. Healthy paws reimburses 80-90% of the bill and pretty quickly usually within a week. This gives me confidence that i can do whatever is needed to take care of my pups. Shelling out 20k for extreme surgeries when your pup is older could be impossible and heart breaking, but with healthy paws, knowing i will be reimbursed i am ready to do whatever is necessary to give my pups the best possible care. Thanks healthy paws!
5

out of 5

POSTED: | BY: Adam

Makes giving my dogs the best possible care no problem

Healthy paws has been great. I got it for one of my dogs when he was a pup, the other was a little other.. to me its a no brainer. Over 10 years you may spend 5-10k or so on the insurance, but once the dog is older its much more likely to have complications come up that cost way more than that, and at one time also.. my dogs are both older now, 7 and 8, And i have had probably around 10k in vet bills already at this point. Healthy paws reimburses 80-90% of the bill and pretty quickly usually within a week. This gives me confidence that i can do whatever is needed to take care of my pups. Shelling out 20k for extreme surgeries when your pup is older could be impossible and heart breaking, but with healthy paws, knowing i will be reimbursed i am ready to do whatever is necessary to give my pups the best possible care. Thanks healthy paws!
5

out of 5

POSTED: | BY: Lindsay Jones

Insurance is a plus

I was given my dog Bobby, a rescue, in December. Since then Bobby has had several health issues. Bobby required two hospitals visits, and I would not have been able to take him to the hospital without insurance. I had to take a care credit out, but at least. I will receive half of my money- since I had insurance.
5

out of 5

POSTED: | BY: Lindsay

CUSTOMER SERVICE WAS VERY FRIENDLY

I was given my dog Bobby, a rescue, in December. Since then Bobby has had several health issues. Bobby required two hospitals visits, and I would not have been able to take him to the hospital without insurance. I had to take a care credit out, but at least. I will receive half of my money- since I had insurance.
5

out of 5

POSTED: | BY: Steven

Great service for 2 TPLO surgeries

My golden needed TPLO (knee ligament) surgery on both of his rear legs. Total cost of the surgeries was around 10k. Healthy paws paid their share with no hassles. Filing was really easy with their phone app (just take a picture of the paid invoice and send it to them) and they had good response time, even during COVID.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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