Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mrs. Bird

Timely, easy, caring, EXCELLENT pet insurance company

Healthy Paws has been absolutely excellent. I began insurance for my dog as soon as I got him at 8 weeks old. He is now almost 5 years old. This is important to get coverage early so all conditions will be covered and not considered underlying. I cannot be more thankful that I did this. My dog's monthly allergy injections- covered. He had a 5 day hospital stay- covered. I have never had one issue with any claim I have submitted. It is extremly easy to submit claims by taking a photo of your invoice and sending it in on the app, the response time is excellent. I have nothing but excellent things to say about Healthy Paws and I have peace of mind knowing I can provide top care for my dog at all times without the stress of major vet bills. I highly recommend Healthy Paws pet insurance and I will continue to use them for any pets that we add to our family. Thank you Healthy Paws!!!!!!
5

out of 5

POSTED: | BY: Mona

Great service

Thanks to Healthy Paws Pet insurance we’re able to help our dog with his skin issues and get the right medication he needs . It’s easy to file a claim on the app and the payment is quick after they have reviewed the claim and approved it. Outstanding service!
1

out of 5

POSTED: | BY: Andres

Wrong pick

Is a terrible company, i filed a claim more than 2 months ago and still didn’t get resolved, they ask me for more clinical records every time. They are doing everything so hard when it comes to reimburse you money, as long as they get your monthly payment everything is fine but you touch their pockets is when the hard part comes. Stay away from these people
5

out of 5

POSTED: | BY: Belinda Miller

Pet Insurance gives peace of mind...

My husband and I made the choice to go with Healthy Paws a little over five years ago when we purchased our mini Poodle. We researched many different companies before making our final decision. We have not regretted our decision even once over the years. The first 4 years Samson was very healthy, but this past year things changed quickly. Samson developed cataracts on both eyes that progressed very quickly. Thanks to Healthy Paws insurance we were able to afford surgery to remove both cataracts. Samson had a complication with his left eye resulting in Retinal Detachment. Again, we were able to see an Ophthalmologist that specializes in reattachment (one of 5 in the world that does this) because we had Pet Insurance that would pay a large percentage of the procedure. The costs of these surgery’s plus check ups were around $8000. We paid very little out of pocket. We would highly recommend Healthy Paws Insurance. They paid each claim without hesitation. I am so thankful for the peace of mind that the insurance offers so that my Samson can always receive the best of care without worry of cost.
5

out of 5

POSTED: | BY: Christie Poole

The BEST pet insurance out there!!!

They always process my claims within 3-4 days at the very most, sometimes it's the next day. The ease of submitting a claim is outstanding. You don't have to have your veterinarian fill out a claim, you can just have them email you the pet records and upload with an invoice-and that's it! The customer service is outstanding!. I've had my Chihuahua insured with Healthy Paws for a few years and in the last two years he developed congestive heart failure and started having seizures. He was very sick recently and was referred to a Neurologist, and Healthy Paws emailed me to ask if he was going to be ok and asked me to follow up with them on his progress, then they paid the claims right away. I really can't say enough good things about this company. I've tried another pet insurance company with another dog I have, just because it was a little bit cheaper per month, and they did mental gymnastics to try and get out of paying for a claim. So I dropped them and signed my other dog up with Healthy Paws, you really do get what you pay for!!! I've NEVER had any issues with claims or payments, and I recommend them to everyone who has a pet they love.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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