Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Stephen Bronder

I want to give a HUGE POSITIVE review…

I want to give a HUGE POSITIVE review of HealthyPaws. I have owned multiple pets in my lifetime and this is the first time I have purchased Pet Insurance. I honestly did not think I would need it because I’ve never had issues with my other pets. However, our GoldenDoodle is just over a year old and has come done with some disease that is causing persistent coughing. She has seen the vet numerous times and been through countless testing. She even went to an internal medicine specialist. All covered. What is important though is that with the enormous cost of just one vet visit, this insurance almost pays for itself. My dog has had almost over $4K worth of care and I have only paid a few hundred dollars. The app is great for submitting claims and are usually processed within a few days. I would HIGHLY recommend HealthyPaws for anyone that has a pet.
3

out of 5

POSTED: | BY: Gwendolen Reyes-Illg

Terrible customer service, claims sometimes processed incorrectly, avoid if you are a veterinarian

I am a veterinarian and also have Healthy Paws for both of my dogs. While they usually cover what they say they will, their customer service is terrible. I have had numerous issues where they didn't cover as much as they should have and typically have had to send multiple emails and make numerous phone calls to get the problem corrected. At times, I have sent them all the medical records and still received automatic emails saying they can't process the claim because I haven't provided documentation. Another problems is that they will not cover any claims on which I am the veterinarian of record. Therefore, any time I run bloodwork for example on my own dog, they will not cover it. I definitely do not recommend this insurance if you are yourself a veterinarian. If you have a lot of patience for terrible customer service and are not a veterinarian, you could consider it as a "good deal" as far as cost for covereage.
5

out of 5

POSTED: | BY: Tory

So happy we had them when my puppy had emergency surgery!

My 5 month old puppy ate a sock and needed emergency surgery, and we're SO glad we had healthy paws. He was only 15 days into his active period when he got sick, and they reviewed his full medical history, surgical history, and had a direct deposit for 90% of our costs within two weeks of surgery. I spoke with customer service twice because this was our first claim and I had questions and forgot to upload some required documents, and both times they had the sweetest reps working and helped me out to get our records corrected. It was obviously a stressful experience, but they made it so much easier! Absolutely recommend!
1

out of 5

POSTED: | BY: DJ-Russell Greene

They do not accept pre-existing…

They do not accept pre-existing conditions, I was referred to this Insurance Company but sadly they turn away dogs with tumors. I truly wish this company would think about animals health and not the money... Besides that they are good for heathy dogs.
5

out of 5

POSTED: | BY: Teresa Guenther

Extraordinary customer service

Signing up for Healthy Paws Insurance was the best thing we could have done when adopting our puppy. They customer service has been outstanding. They process claims quickly and even followed up after my dogs recent surgery to see how she was doing. I Highly recommend Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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