Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Signing up for Healthy Paws Insurance…Healthy Paws
Signing up for Healthy Paws Insurance was the best thing we could have done when adopting our puppy. They customer service has been outstanding. They process claims quickly and even followed up after my dogs recent surgery to see how she was doing. I Highly recommend Healthy Paws.
My dog was acutely ill & needed life saving surgery. Surgery would be 6K or euthanization. I made the quick decision to save his life forgetting I had this valuable coverage. A couple of days later I remembered, filed the claim & have received reimbursement. All in 2 weeks time. Thanks so very much!
5
out of 5
POSTED:
| BY: Melodie Stiles
All around excellent!!!
My 3 yr old mixed bull had torn the cruciate ligaments in both of his legs. Healthy Paws made the claim process super easy. If I called they were so polite and efficient and really cared how Dozer was doing. And they paid the claims fast.
5
out of 5
POSTED:
| BY: Nedra Sossamon
Impressive claim handling!
Healthy Paws is great pet insurance. Their quick communication on documents required for processing the claim & the very quick time on receiving reimbursement were phenomenal. I highly recommend them. I doubted I'd ever need pet insurance but when confronted with the choice to pay $6k or euthanize our 6 year old GSD, I'm relieved I had it. Thank you Healthy Paws!
I literally tell anyone who gets a pet to get Healthy Paws immediately
Look-- I am not the type to write reviews of anything, let alone a positive review of an insurance company, most of which, in my experience, are trash. But I'll say this in stark terms: if I didn't have Healthy Paws, my beloved dog and best friend Clark would not be alive today. When Clark was two years old, he slipped a disc in his back that shattered and caused paralysis in his hind limbs. He was also diagnosed with IVDD, a degenerative spinal condition that meant this could be the first of many times this happened to the poor guy. It was devastating and completely unexpected and the surgery to repair the damage was.... deep breath... $10,000. Not only did Healthy Paws come through on their promise to cover to 90% of the surgery (which, if they had not, I would have been looking at some grim options), but they were a breeze to get on the phone, so easy to deal with, so sweet, and took at least one part of what was an insanely horrific time period and actually made it better. I was even able to arrange for them to pay for their portion of the surgery costs up front in that particular instance. Then, they covered his physical therapy and rehab! And then, a month ago, the issue recurred. Another disc, another $10,000 surgery. Every aspect of it was so awful aside from, again, dealing with Healthy Paws, who killed it all on fronts. I cannot recommend them enough and wish human insurance was this great. Seriously, do not wait til your loved one is injured or sick and you're standing in some waiting room in the middle of the night debating your life savings vs. your pet's life. These guys are the real deal!!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.