Healthy Paws | Pet Insurance Review

I’ve had multiple health issues with my 6 pound, 4 year old dog during the last 2 years. Never had any issues from Healthy Paws and they paid promptly! I never had to worry about money issues when getting care for Cholo!

Healthy Paws made our claims experience stress free! It was an easy and helpful process. When your pet just has surgery this is the last thing you want to worry about. I am very happy I chose Healthy Paws as my pet insurance carrier.

I would recommend Healthy Paws without reservation. I do not use my insurance much, feeling that owning a pet you have a responsibility to provide for them when you own one...................However, a serious eye injury occurred. Bills were will into the 5K range. Healthy Paws stepped up to the plate and helped me, when otherwise I don't know if I could have afforded to care for my pet. Claims were easy, fast, and customer service was spot on. Don't hesitate...........buy your policy today, and protect your pet, and your wallet. You will be glad you did.

I adopted a 5 year old retired racing greyhound who had a repaired broken leg. Reading some other reviews, I was concerned about preexisting conditions but I found Healthy Paws very honest and straightforward about what would be considered a preexisting condition. I decided to go ahead with the policy and I never regretted that decision. For the first few years, my dog luckily remained healthy and I didn’t have to submit any claims. His rate increased every year but I understood that as he got older, there was an increased chance that I would need to submit claims. This past year I got the worst news ever- my baby was diagnosed with osteosarcoma. This is a quick death sentence for many pups. His vet gave him maybe 2 months left. Because we had Healthy Paws, I was able to aggressively fight this disease using the latest technology. There would be no way I would have been able to afford all of his tests and treatments without them (over $10,000). They covered amputation, chemotherapy, countless X-rays, nuclear scan, acupuncture, daily medications, and ultrasounds. They gave me an extra year with my baby and I am forever grateful to them.

I signed up for Healthy Paws when my pup was just 10 weeks old. The 2 week accident free waiting period was worrisome, but not overly so. If I had been smart, I would have signed Pippa up 2 weeks prior to bringing her home to alleviate the waiting time on my watch. But all was well for just 6 weeks. One day, Pippa limped unexpectedly and went lame on her back leg and was in sharp pain and distress. it was a Sunday. Always happens. So off to the emergency vet. X-rays, pain meds and a diagnosis: broken ankle needing emergency orthopedic surgery. Cost $6000. I called Healthy Paws to verify my coverage, which they did. With little financial worry, I could focus on Pippa and her surgery and treatment plan. I received my invoices and sent them over to Healthy Paws along with my pups limited vet records. Less than a week later the claim was settled and less than two weeks later, the correct reimbursement is in my hand. And my Pippa is still in her cast because the whole process start to finish at Healthy Paws took less than 2 weeks. The only major drawbacks that I find to the coverage is no coverage for office visits. No 90/10 plan coverage. No optional wellness plan. But to their credit they offer unlimited lifetime benefits. That’s what drew me to choose Healthy Paws. A catastrophic illness like cancer or kidney disease will eat up a $10k annual maximum in as little as 30 days. I know. I was there. So, when I looked around this was a priority. And with rates at 1/2 of the competition, $30 monthly, I can afford to pay for several office visits per year out of pocket if necessary. So, for me Healthy Paws was the way to go!