Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,802

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Renuka

Easy claim process

We signed up for Healthy Paws insurance a few months ago for our dog. With 2020 being the year that it is, we had to take our dog to the ER twice and she had to undergo TPLO surgery. All claims were paid out easily by Healthy Paws and I found the claim submission process very convenient - no back and forth for the medical records, they dealt with the vet directly. The monthly premium is not cheap IMO, but it was comparable to other pet insurance providers when I shopped around.
5

out of 5

POSTED: | BY: Melissa

Saved our pups life!

We adopted our first puppy and decided to get pet insurance shortly after. About a month after bringing home our rescue, our very playful chihuahua/terrier mix had a seizure. It totally scared us, so we took her to the vet and they immediately suggested taking her to the pet hospital. Her seizures got worse that day and the hospital had to give her shots and do bloodwork. They kept her two nights (around 1200/night) to keep her stabilized and for observation. The bloodwork showed she had a liver shunt and needed this operation asap (6k for the surgery). This being our first puppy ever, we had no idea what to do or how we were going to pay for this! Thankfully, the pet insurance became active a week or so before our pup had a seizure. We filed our first claim to help cover her hospital visit and was so surprised at how helpful and sweet the folks were who helped us file a claim. They really cared about our little pup and to this date have covered the majority of $10,125+ of our puppy’s medical bills in just the last month and a half!!! We are very grateful to have chosen healthy paws as our insurance and could not have saved our pups life without it!!
5

out of 5

POSTED: | BY: John Howerton

Best Insurance Ever!

Healthy Paws is amazing! A claim was filed same day as the emergency operation. Within two weeks, money was already reimbursed into our account. The process was easy and straight forward. Healthy Paws even checked on our dog after the money was dispersed. Would highly recommend to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Yuliya Fedotov

very happy with the service

very happy with the service. very quick response time, and claim payout turnaround. would definitely recommend.
5

out of 5

POSTED: | BY: Jessica Marrero

Excellent and the process your claim fast. And care how your pet it’s doing after you Claim.

Yes they are wonderful pet insurance

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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