Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,283

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Gus

Easy, Fast, and Loyal

Our Boxer, Tedy, suffers from an uncommon fungal infection in his left elbow. It took Doctors months to diagnose it properly, and in the process we had a number of expensive medical bills (many of which were covered by insurance). Today, Tedy has lingering arthritic issues and is on two different daily medications to keep the infection away. Healthy Paws has stayed with us for years despite these costs, and their help allows us to afford keeping Tedy's quality of life as great as possible. He's an energetic boxer who has to limit exercise, but thanks to these medications and Healthy Paws, he lives a full life.
1

out of 5

POSTED: | BY: GEORGE

Ridiculous Premium Raise

We have not even make a single claim since joining healthy paws, but they now raise the monthly premium for more than $10 to $65.64 - This is ridiculous and totally unacceptable, since I may be their potential loyal customers for a very long time. Please note that the "Ease of claim rating" above should not be counted since I did not claim anything since I had the policy.
5

out of 5

POSTED: | BY: Ketrin

Best service / fast reimbursement

We have had our fair share of flare ups with our 10 month old dog. Anywhere from upset stomach (which included blood tests, mediation, etc) to his hospitalization (2.5 days) was covered 80%. It allowed us to think that was best for our dog vs getting overwhelmed with financials and worrying about making the payment. This company cares so much that they sent us a separate email just asking how our dog is doing since we were sending through so many bills. The app is super easy to use. You take a picture of your receipt and the deposit straight into your account. I’d recommend this company a million times over.
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5

out of 5

POSTED: | BY: Ketrin

Best service / quick reimbursement

We have had our fair share of flare ups with our 10 month old dog. Anywhere from upset stomach (which included blood tests, mediation, etc) to his hospitalization (2.5 days) was covered 80%. It allowed us to think that was best for our dog vs getting overwhelmed with financials and worrying about making the payment. This company cares so much that they sent us a separate email just asking how our dog is doing since we were sending through so many bills. The app is super easy to use. You take a picture of your receipt and the deposit straight into your account. I’d recommend this company a million times over.
5

out of 5

POSTED: | BY: Keri S.

So helpful

So helpful, quick with responding and processing, and receiving any payments. They even checked in on my dog after a surgery which was so nice! Definitely recommend!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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