Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,179

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ashley G.

Half the cost of the major competitor for the same coverage

I work for the largest corporate veterinary hospital in the US and as a perk, they subsidize the cost of Trupanion for four pets. Well, as most others in the animal industry know, sometimes you own more than four... I looked at purchasing Trupanion for my new Great Dane puppy as they had been great with the coverage and claims for my other pets and realized the monthly premium was over $160 for my chosen options (90% reimbursement with a $500 deductible.) I remembered a coworker recommending HealthyPaws to our clients and hearing great reviews. I was quoted a monthly premium of $82 for the same $500 deductible and 90% reimbursement plan. Fast forward a year and my puppy suffers a partial CCL tear in his left knee during a competitive field trial. HeathlyPaws has covered his initial diagnostics (radiographs, sports medicine evaluation, surgical evaluation) ($950), 16 weeks of twice weekly cold laser and underwater treadmill/hydrotherapy($3200), and his eventual TPLO surgery ($6900). He will likely require a few more months of rehab and physical therapy to fully recover and I am confident in the care he will receive knowing we are backed by HealthyPaws and not burdened by such a significant financial impact.
5

out of 5

POSTED: | BY: J C

Our dog unfortunately had some major…

Our dog unfortunately had some major veterinary needs in the last two years including a large tumor removal in the jaw (needed part of his jaw removed and a few teeth). As if that was not enough after he recovered from that ordeal he tore his CCL and required TPLO surgery. Healthy Paws came through on both occasions and paid exactly what they promised to when we originally purchased the policy. Be aware your costs to insure your animal will increase over time, but this is true of all carriers not just healthy paws.
5

out of 5

POSTED: | BY: Tammy

The best insurance and easy to work with!

We love love love our Healthy Paws insurance! This company has been so very helpful for us. I have signed both of my dogs up when they were puppies. One of our dogs has used the services for severe allergies and an unexpected stomach surgery. As soon as I submit my claims I immediately get a notification notifying me of the status of my claims and when they are working on them. If I have ever had any questions, I have reached out by email and phone and they are very helpful. The application is also very easy to use. They have helped me pay my dogs vet bills and I couldn’t do this without them!!! If you are questioning it, do it! It’s worth it!!
5

out of 5

POSTED: | BY: Tammy Crew

We love love love our Healthy Paws!

We love love love our Healthy Paws insurance! This company has been so very helpful for us. I have signed both of my dogs up when they were puppies. One of our dogs has used the services for severe allergies and an unexpected stomach surgery. As soon as I submit my claims I immediately get a notification notifying me of the status of my claims and when they are working on them. If I have ever had any questions, I have reached out by email and phone and they are very helpful. The application is also very easy to use. They have helped me pay my dogs vet bills and I couldn’t do this without them!!! If you are questioning it, do it! It’s worth it!!
5

out of 5

POSTED: | BY: Milca Rodriguez

Excellent Pet insurance

We greatly appreciate your quick response to our claims and quick reimbursement! Your effectiveness in processing our claims, is outstanding. We know, because we did have another company for our other pet (who sadly passed away), and they did not: a. Payout as much as you do b. Process the claims as quickly c. Reimburse so quickly and efficiently Thank you for making caring and insuring our pets so easy!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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