Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Daniela Geraghty

My little dog Georgie became very…

My little dog Georgie became very lethargic with a high fever that lasted almost a week. Pet insurance gives me peace of mind to allow the vets to do what needs to be done without worrying about the cost. The process of submitting all my bills was very easy. My claim was processed very quickly and I was reimbursed within the week. I would recommend Healthy Paws to anyone getting a new pet. You never know when or why they will get sick. Having to decide whether to treat a pet because of cost is a heartbreaking decision I am glad I don’t have to experience!
5

out of 5

POSTED: | BY: Lori

Healthy Paws has been wonderful…

Healthy Paws has been wonderful insurance for medical care for my dogs. The site is easy to use and they are very prompt. A definite worthwhile investment.
5

out of 5

POSTED: | BY: Sheila McCormick

Healthy Paws Pet Insurance

Couldn't be easier to submit claims, long lost of covered conditions. Super fast repayment, same day even if you choose direct deposit.
5

out of 5

POSTED: | BY: Kayla Fratt

Financial lifesaver for active dogs!

I've been a Healthy Paws customer since 2017. My dog Barley has had multiple big health scares over that time, but Healthy Paws has always been SO easy to work with! Barley swallowed a stick and needed big emergency abdominal surgery in 2019. It was a huge relief to know that Healthy Paws had my back with that expensive surgery, and I knew I could afford the diagnostics to keep him super-healthy. If I didn't have insurance I may have skipped some of the diagnostics! Then this summer Barley was bitten by a brown recluse spider. He ended up needing MONTHS of physical therapy, diagnostics, and debriding on a necrotic wound. Healthy Paws was there to help support me financially through all of that, which was a HUGE relief. I'd probably be financially ruined without Healthy Paws this summer.
5

out of 5

POSTED: | BY: Theresa Fritsch

There When We Needed Them The Most

We purchased pet insurance because we never wanted to be in a position to have to choose between our pet's health and the cost of major health issues. We chose Healthy Paws because of its reasonable premiums, fast claims turnaround, and easy to understand policy. When our dog was unexpectedly diagnosed with cancer, Healthy Paws lived up to our decision to choose them. I would highly recommend pet insurance and Healthy Paws is our #1 choice!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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