Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tracy Demich Grubb

I purchased Healthy Paws insurance a…

I purchased Healthy Paws insurance a few years ago, when we got a second dog. I read reviews and chose Healthy Paws based on them. I have not been disappointed! Their website is easy to navigate, the policy was easy to set up and all of the terms are outlined. You can choose from different reimbursement percentages. I chose a 90% reimbursement. I have had to use it several times for one of our dogs, most recently when he ran into the road and was hit by a car. I uploaded the info they asked for and they responded within a day, asking for additional info if they needed it. I uploaded that and they again responded within a day. I had all of the documentation to them on a Tuesday afternoon, and the reimbursement was direct deposited into my account Thursday morning. Having this pet insurance makes decisions about care easier. I know that with the exception of the exam, other things related to the illness or injury will be covered at my reimbursement rate. I'm grateful for the insurance and for the promptness of their response when filing a claim.
5

out of 5

POSTED: | BY: Seth Yeazel

Exceeding expectations

I have been with Healthy Paws for about 3.5 years now and could not be happier with them. They have been exactly what I hoped and expected. Great coverage, very responsive, and so easy to process claims. I will always have my pets on this insurance. Thank you!!
5

out of 5

POSTED: | BY: Seth

Exceeds expectations

I have been with Healthy Paws for about 3.5 years now and could not be happier with them. They have been exactly what I hoped and expected. Great coverage, very responsive, and so easy to process claims. I will always have my pets on this insurance. Thank you!!
3

out of 5

POSTED: | BY: LOUISE

Was great, now not so much!

We immediately got pet insurance in 2011 when we adopted our doggy. It was reasonably priced and we had the 90% reimbursement and $100 deductible. Everything had been great until about 2 years ago when we started getting quite large increases on our monthly payment. I just received an email with the annual policy amount and it is increasing from $179 to $668. This is apparently because of a change in the insuring company and an expiry of Californian increase protections. This is essentially a cancellation of our policy and we will have to change companies and lose any protections of her pre-existing conditions.
5

out of 5

POSTED: | BY: Eva Chapman

great pet insurance

During a regular well visit, the vet discovered a growth on our 3 year old dog that turned out to be malignant. Thank goodness for pet insurance which covered 80% of the ultrasound and surgery expenses, which means the insurance has more than paid for itself for years to come! The Health Paws website is user friendly and it's easy to submit claims. Once the claim is approved payment is very quick.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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