Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Adam DeJute

Healthy Paws Peace of Mind & Support

Healthy Paws has been the insurer for my standard poodle, Motley, since 2016. With Healthy Paws, I have been able to get Motley medical treatments without worrying about the cost. To date, Healthy Paws has assisted with the cost of giardia and amputation necessitated by bone lysis. The amputation occurred during the holiday season, despite the timing. Healthy Paws processed, approved, and sent out reimbursement within days. The reimbursement was in my hand within a week of the surgery date, which was doubly reassuring/appreciated given the cost. I would and do recommend Healthy Paws to anyone with a four-legged friend. For a reasonable set monthly cost, you get peace of mind, a talented team of Customer Service Representatives as questions arise, and a customizable policy based on your risk tolerance/budget.
5

out of 5

POSTED: | BY: Adam

Healthy Paws Providing Coverage Since Puppyhood into Digit Amputaiton

Healthy Paws has been the insurer for my standard poodle, Motley, since 2016. With Healthy Paws, I have been able to get Motley medical treatments without worrying about the cost. To date, Healthy Paws has assisted with the cost of giardia and amputation necessitated by bone lysis. The amputation occurred during the holiday season, despite the timing. Healthy Paws processed, approved, and sent out reimbursement within days. The reimbursement was in my hand within a week of the surgery date, which was doubly reassuring/appreciated given the cost. I would and do recommend Healthy Paws to anyone with a four-legged friend. For a reasonable set monthly cost, you get peace of mind, a talented team of Customer Service Representatives as questions arise, and a customizable policy based on your risk tolerance/budget.
1

out of 5

POSTED: | BY: Brookelynn Beauty

If I could give zero stars I would

If I could give zero stars I would. Haven’t even had the service for 30 days and when I tried to cancel they wouldn’t give my money back because I filed one claim that I didn’t get paid for. Would not recommend.
5

out of 5

POSTED: | BY: Samantha

Fair & Fast

Healthy Paws is one of the best choices I've made concerning my pet. As an insurance professional, I especially appreciate being able to reach an associate in the United States, the clear terms and limitations within the policy, and the fast and efficient reimbursements. The associates are kind, honest, and always incredibly helpful.
5

out of 5

POSTED: | BY: Jamie

Healthy Paws makes everything easy for your pet to live their best life

My dog Felix was born with a complete cleft lip and palate. I would not have been able to have him due to his medical problems if it weren’t for Healthy Paws. They make everything easy for me. From claim submissions to reimbursements, everything happens very smoothly. My dog has had multiple surgeries, a couple of emergencies, and requires routine procedures. Everything is handled with ease. They even check on him after each procedure to make sure he is OK. I love this company.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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