Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ashley Przypek

Healthy Paws has kept us out of doggie care debt!

My husband and I have two rescue dogs, Bear and Layla. Layla has had very few accidents and illnesses over the years but Bear has more than made up for that! We would do anything to keep him healthy and happy, but we would go into debt taking care of him if not for healthy paws. We receive our claim reimbursement within a week of our initial cost and the team at healthy paws even reaches out to make sure he is doing well. I recommend pet insurance in general to all pet owners I know, and healthy paws is definitely the best in my book!
5

out of 5

POSTED: | BY: Customer

Highly Recommend Healthy Paws

Highly Recommend Healthy Paws
5

out of 5

POSTED: | BY: Kelly Carlson

Outstanding Pet Insurance

I cannot recommend Healthy Paws insurance enough. I have had bad luck with my puppy dogs this year and Healthy Paws has been there every step of the way. From a kidney infection with one dog that required hospitalization to knee surgery with another dog and rehab therapy, Healthy Paws covered everything! Not only did they cover all of the medical bills, to make it possible to keep my dogs healthy and happy, their reimbursement timeframe was less than a week. If only my own health insurance could be this outstanding! I highly recommend this insurance company to anyone who has a pet. You never know when you’re going to be hit with an outstanding hospital or emergency room bill and Healthy Paws will help ease some of the stress of that experience.
5

out of 5

POSTED: | BY: Ashley

Healthy Paws has been a life saver for costs associated with caring for our rescue dog

My husband and I have two rescue dogs, Bear and Layla. Layla had had very few accidents and illnesses but Bear has more than made up for that! We would do anything to keep him healthy and happy, but we would go into debt taking care of him if not for healthy paws. We receive our claim reimbursement within a week of our initial cost and the team at healthy paws even reaches out to make sure he is doing well. I recommend pet insurance in general to all pet owners I know and healthy paws is definitely the best in my book!
5

out of 5

POSTED: | BY: Stacie

Very happy with Healthy Paws

We are very happy with this insurance! Monthly premiums are very reasonable. Our cat recently had to have major leg surgery, and Healthy Paws covered the majority, which was a huge weight off our minds. Filing claims is very simple, and the turnaround time to receive claims checks is quick--his surgery was less than two weeks ago, and we already have the approved claim and check came in the mail. We highly recommend them to pet parents; they even emailed the week after Pip's surgery to see how he was doing. I wish insurance for people was this straightforward and easy to work with.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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