Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Ivette M. Santaella

Healthy Paws is misleading people when…

Healthy Paws is misleading people when it says that it does not increase the premium when the dogs age. I have been paying the premiums on (2) pet insurance policies for 15 + years. This last year, both dogs, now aged, had substantial claims. I received an email on 12/10/21 that my policy was transferred to another company called Westchester Fire Insurance and that my premium will double from $349 to $629.00. I looked up on the SEC website and Healthy aws is owned by Chubbs. They assigned my policy, without my permission to another company that can double my premiums. I have been paying my premiums religiously for 15+ years. Now that I need the insurance they are making the cost prohibitive so that I cannot afford it.They have never done this before and I find it suspect that they are doing it now, after a year of claims for my dogs illnesses.
3

out of 5

POSTED: | BY: Robert

Excessive emails yto start a claim

Every time we have a claim with Healthy Paws there is always excuses. They claim to never receive the email when I receive a email telling me the claim was received. Or the email claim was "smudged" or eligible. Problay have had 5 claims and have had problems on all of them. After hours spent on the phone I usually get them resolved but I have no more patience.
5

out of 5

POSTED: | BY: Deena

Healthy Paws is the BEST!!

When I researched pet insurance in 2013 and found Healthy Paws, I could only hope it would prove to be all it portended to be. After all these years, I find it an extreme comfort to know my furry companions have access to the finest medical care should the need arise. There is no greater peace of mind than to know you are able to take care of those you love without fear or worry of financial status. The website is easy to navigate and claims are extremely easy to submit. As soon as a new companion comes into your life, I recommend enrolling her or him immediately.
5

out of 5

POSTED: | BY: Alex

Best Pet Insurance!

If you have a dog, I couldn't stress the importance of getting solid pet insurance. I wish I learned that before my dog ate not one, not two, but three socks! If you are going to get insurance, nothing comes close to Healthy Paws. Great rates, fast claim review, and amazing customer support make Healthy Paws the only pet insurance worth while! Not only did they review my claims for a large ER bill quickly, they issued a check and then sent a personalized email checking in on the status of my dog within the week.
5

out of 5

POSTED: | BY: Kim

Outstanding pet insurance company.

Having used other animal insurance companies, I can say that Health Paws is the best by far. Their low deductible and 90% reimbursement, even on medications, is superior to other plans/companies. Both my claims for my dog's injury and subsequent TPLO surgery were settled within 3 days of submittal. Healthy Paws even followed up asking about my pet's recovery. It is obvious that that care. Love them and will use with any new pets.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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