Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jimmy Chung

The service is great

The service is great. App is really easy to use and so was submitting a claim. I got reimbursed in a few days. Wish they made insurance plans for humans.
5

out of 5

POSTED: | BY: Beth Smith

I highly recommend Healthy Paws

I highly recommend Healthy Paws! I didn’t sign up until my dog was about 3 and wish I had from puppyhood. They were always fast with their reimbursements, especially when I opted for direct deposits after uploading the vet bills. When my girl finally lost her battle with mast cell cancer, they sent a very nice note and followed up soon afterwards. I’ll be reaching back out to Healthy Paws when I’m ready to get another best friend!
5

out of 5

POSTED: | BY: Beth Smith

Fabulous service, very caring

I highly recommend Healthy Paws! I didn’t sign up until my dog was about 3 and wish I had from puppyhood. They were always fast with their reimbursements, especially when I opted for direct deposits after uploading the vet bills. When my girl finally lost her battle with mast cell cancer, they sent a very nice note and followed up soon afterwards. I’ll be reaching back out to Healthy Paws when I’m ready to get another best friend!
5

out of 5

POSTED: | BY: Nicole G.

Nothing but pawsitive things!

I've had nothing but a positive experience with HealthyPaws. When I first rescued my dog, I knew I had to get pet insurance for both peace of mind and because, well, I wanted to make sure my dog would be taken care of in emergencies. Signing up was super easy and submitting claims is simple and processed quickly. And customer service is so kind and responsive. They even reached out asking about my dog when he got sick. Highly recommend HealthyPaws and it's my go-to recommendation for friends with dogs.
1

out of 5

POSTED: | BY: Manzano

When I first signed up it was because…

When I first signed up it was because they said their rates wouldn't go up as my dogs aged. Well that was a lie! They increased my monthly payments every year, higher and higher and either tell me it's because vets are getting more expensive or because more people are making claims. Vets are not increasing prices at the rate my premiums are increasing and if they're insuring more pets technically that should lower everyone's premiums not raise them! Now they're making it drawn out and painful to get reimbursed, I've had about 6 form letter emails from them for one claim asking for more documents but not bothering to fill in the part of the form letter stating what they need. I've sent all my documents 3 times now and still no response as to why it's taking so long. I pay around $500 a month for this poor service, I've given them tens of thousands of dollars and made very few claims over the years and yet I'm treated so badly I came here to write this. I wouldn't recommend this insurance, they don't care for your pets they just want your money, as much of it as they can get.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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