Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Yvonne Chou

Great pet insurance option, easy claims process

I've been a client of Healthy Paws Pet Insurance for 3+ years now, and have always had a great experience with them. Their claim process is super easy to submit on their website, and they have always reimbursed me quickly and without any issues. I see that others have complained about rates going up. Mine has only gone up nominally a couple of months ago and is absolutely expected as the cost of everything is going up these days.
5

out of 5

POSTED: | BY: Genna Wiederkehr

Fast and easy

My dog got very sick very suddenly and had to be rushed to the emergency department where he had to undergo a lot of treatment and a 5-day hospitalization. I was terrified I was going to lose him and at the moment had no idea how I was going to pay for this. I submitted the bill to Healthy Paws (as well as follow up visits and specialists that my dog had to see) and the hospital visit claim was processed and deposited into my account within five days (including weekends). Healthy Paws saved Duke and I don’t know what I would have done. The app makes it so easy to use and the turn around is so fast. Thank you so much for helping to save my dog. He is currently recovering but certainly wouldn’t have been able to without healthy paws.
5

out of 5

POSTED: | BY: Deborah Voigt

Best pet insurance

Healthy Paws has been a very reliable company providing pet insurance. We had a very unexpected problem with our dog that ended up requiring neurosurgery. Healthy Paws made it eady to submit claims, processed them quickly and even checked uo on the progress of our dog.
5

out of 5

POSTED: | BY: Emma Sheppard

I’m so happy with Healthy Paws.

I’m so happy with Healthy Paws.
2

out of 5

POSTED: | BY: Paul Evavold

Rate increases are ridiculous

Healthy Paws continually raises their prices. This year, they raised their rates to 45% higher than when I initially signed up. There are much cheaper options for the same coverage. Cancelling with Healthy Paws is a terribly convoluted process. They will only process cancellations via email, but take over a week to respond to your email. Then they email you a link making sure your confirm you want to cancel. No, I emailed to cancel out of pure accident...

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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