Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Gavin Price

Fast, efficient, reliable

It's fast and easy to submit a claim. They respond pretty quickly, and as long as the claim is within the covered items (and they're pretty clear about what is and isn't) they're quick to reimburse. they've reimbursed my 90% for two knee surgeries in the last 18 months. Takes so much stress away from making health decisions for my dog.
5

out of 5

POSTED: | BY: Gavin Price

It's fast and easy to submit a claim

It's fast and easy to submit a claim. They respond pretty quickly, and as long as the claim is within the covered items (and they're pretty clear about what is and isn't) they're quick to reimburse. they've reimbursed my 90% for two knee surgeries in the last 18 months. Takes so much stress away from making health decisions for my dog.
5

out of 5

POSTED: | BY: Melissa

I got pet insurance for my new pup…

I got pet insurance for my new pup almost 4 years ago on a friend's recommendation. I am so very thankful for having found Healthy Paws. My girl had a luxated patella in November and had to have a major orthopedic surgery. She also has arthritis in that knee and her opposite hock. I just found out she has elbow dysplasia in both front legs and had a CT scan last week, so may be looking at more surgery. Through it all, Healthy Paws has been there answering my questions and enabling me to make these treatment decisions without having to balk over the cost. They have excellent and responsive customer service who really care, The claim submission is so quick and painless via the app (taking a photo of your invoice as you leave the vet and uploading it directly) and the claim processing has been unbelievably quick with direct deposit the following day. I have nothing but good things to say about this company and the people. Thank you all from the bottom of my heart!
5

out of 5

POSTED: | BY: Katrina Eroen

Not only does healthy paws offer great…

Not only does healthy paws offer great insurance but they really care about your pet. When my puppy recently underwent surgery they emailed and called to make sure he was recovering well. I couldn't be more pleased!
5

out of 5

POSTED: | BY: Karen Garner

Outstanding pet insurance

When I adopted a young dog last year, I wanted to get him signed up with pet insurance for any unforeseen issues that might arise. I did hours of research on different insurance companies and read many reviews and compared several different plans. I finally decided to go with Healthy Paws based on the good reviews and the fact that I liked the benefits they provided. Honestly I would hope to pay my monthly premium and never need to file a claim but when my boy had a seizure very unexpectedly and then serious GI issues for over 2 weeks, I was very grateful to have Healthy Paws insurance. It has been very easy to file claims through the app and the customer service has been top notch. It was a very stressful time for us and helpful staff at Healthy Paws were very supportive. They even sent an email to check in on my boy to see how he was feeling. I would not hesitate to recommend Healthy Paws to any pet owners considering an insurance plan for their beloved fur baby.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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