Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ashley

Healthy Paws to the Rescue!

Our one-year old puppy had just gotten neutered when we realized something was very wrong. He was being fairly unresponsive and we noticed his gums and tongue were white, which can be an indicator that oxygen is not reaching the area. We took him into the urgent care and found out he was hemorrhaging into his abdomen from his recent surgery. They took him overnight with IV and fluids and helped him while his blood reabsorbed. They gave us the quote for the potential cost of treatment and it was so nice to just say "whatever he needs" and not have to worry about choosing cost over care. He was home and healthy within a few days. We submitted our paperwork for the claim almost immediately (and it was so nice to be able to reach out to their customer service for friendly advice on how to correctly submit the paperwork!) and received our approved refund check 6 days after our claim was opened! It was such a pleasant surprise how easy and quick the whole process was. Without Healthy Paws, things may not have turned out as good for our pup and we are so thankful to be members of the Healthy Paws family. I recommend Healthy Paws to all of our friends and family. Our family might not have been the same without them.
5

out of 5

POSTED: | BY: Tara

Amazing

I have been SO happy with Healthy Paws, I can't say it enough. The level of coverage and customer service greatly exceeds what I would expect. The reimburse to are very fast and they cover much more than many other companies. They will be a staple for our pets from here on out!
5

out of 5

POSTED: | BY: Natalie

No need to look anywhere else for pet insurance...

Healthy Paws is the best pet insurance provider in the market. I did my due diligence last year in looking for the best coverage for my dogs (4 of them) and I picked Healthy Paws due to the extensive positive reviews written about them. At first I was skeptical not knowing if they are truly what the reviews say but they were right. I had to file a claim last week for my doggie,Fritz,who tore his ACL and needed cruciate surgery. Since Fritz didn't have a pre-existing ACL problems, Healthy Paws approved my claim (80% of the bill)and questioned nothing on the medical invoice submitted to them. They reviewed the claim and approved to pay within a week, yes a week. I heard horror stories from some of my friends who filed claims and they were getting the run around and wouldn't even return calls. This is not the case with Healthy Paws...they get back to you via email or phone call at lightning speed. Thank you, Healthy Paws, for helping Fritz get the much needed surgery to be able to walk normal again.
5

out of 5

POSTED: | BY: Christine

Wonderful insurance company

Our cane corso injured his leg and over the course of treatment we discovered that he actually had a torn ACL, which resulted in needing a very expensive surgery. From the moment we started submitted our invoices, Healthy Paws has been nothing but fast, responsive and reliable. There is no way we could have afforded to pay for this surgery without them. It is so nice to have peace of mind that we can give our dog the best care possible. They even sent a follow up emailing asking us to report back on how my dog was recovering and even mentioned what kind of surgery he had. I couldn't be happier with our choice to go with Healthy Paws.
5

out of 5

POSTED: | BY: Albert

Best Pet Insurance for your pet

I have had Healthpaws Pet Insurance for over 3 years. Recently our corgi, Taylor underwent bladder and kidney surgery. Due to infection her kidney had to be removed. In addition, she underwent bladder surgery for stones as well. You can imagine that these costs for her diagnosis and surgery ended up being over $7000. I submitted my claims and was very pleased with the rapid processing of the claims. It was painless and I didn't get the usual claim denials that typical insurance companies (human) give to us on a daily basis.On top of that, I received an email from the company checking on how Taylor is doing. This is unheard of. They really care about our pet. I definitely will continue to be insured with Healtypaws for the duration of her life. Thank you Healthypaws!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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