Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,378

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.6
  • 4.9
  • Count
  • 31
  • 323
  • 7,378

Updated: November 13, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Jeston Crouch

Undoubtedly the best PET Insurance company!!!

Admittedly, this is the easiest review I've ever had to write. Long story short, Healthy Paws took me on in September and two months later my dog was scheduled for surgery due to unforseen medical reasons. Instead of them coming up with reasons to deny my claim, they went above and beyond figuring out ways to pay me. Quite simply, they made the claim process easy and painful, consequently led to me and my family being stress free. If you're looking for a company that will take care of you and your pet; Healthy Paws hands-down is the best in the business.

out of 5

POSTED: | BY: Marie-Louise Clark

Healthy Paws --A Must for Pet Owners!

They are the best! My pet -- Simba -- had a very serious life threatening experience that required that he spend four days at the vets recuperating. Healthy Paws came thru for us with coverage for our tramatic experience. If they hadn't we would have been saddled with a very high pet bill that would have been horrendous.

out of 5

POSTED: | BY: John &

Prompt, Caring and Personal

Our 1yr old curious coonhound was either bitten or stung in the early morning hours. After being seen by our vet, she was given numerous antibiotics not only for her swollen leg but also for an ear infection which the vet found. Our vet sent in the claim form and medical records on a Saturday and we promptly received an email on Sunday that the claim check was being processed. In the meantime we received emails from Healthy Paws asking how she was doing. The emails were not automated as they were personally addressed and addressed the specific ailments. A big thank you to Healthy Paws.

out of 5

POSTED: | BY: Kathy

Best policy to have

I have had banfield and VPI in the past, but switched to healthy paws based upon the reviews I read on this site and I am glad I did. I have submitted two claims so far and have experienced excellent customer service (I dealt with Meredith and she was awesome to work with; she explained all of the details clearly and demonstrated sincerity). For two dogs, my monthly rate is $75/$100 annual deductible each pet. This particular insurance policy assumes a responsible owner will pay for all preventative care and office exam fees (roughly about $30-40), which I am in complete agreement; pets cost money, if you want one, there will be an assumption of financial responsibility. I recently fulfilled my $100 deductible after just two visits and from this point forward, will have 90% coverage until next year. This is a great plan for responsible pet owners who want peace of mind in the event your pet suffers from an injury or illness. My dogs get all of their annual vaccs and heartworm check, but hardly ever get sick, but this plan sure came in handy when my chihuahua developed ringworm and a tumor.

out of 5

POSTED: | BY: Andria

Healthy Paws IS THE BEST!!!

I don't usually send emails like this, but healthy paws service has been so outstanding I had to let everyone know! As you know, pets are like extended family members just with 4 legs and Sarge is no different to me. He is the most sweet loving puppy, and the poor guy for being only 8 months old has had his fair share of problems. Beings this is my first dog, I didn't know what to expect from a pet insurance provider. Let me tell you, ANY expectations I had Healthy Paws FAR exceeded!!! I have had enough stress worrying about the well being of Sarge and they have made one thing MUCH less stressful forme. To anyone looking for health insurance for there pet, LOOK no further. They are cost effective, super courteous, and FAST! What more could one ask for? A+ from me and my pup Sarge! :0)

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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