Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Recently, my 15 month old English Bulldog was rushed to the emergency vet for acting "off". It turns out he was getting ready to have a cluster of seizures. Overall he had around a dozen seizures. He stayed overnight in the emergency vet and then was transferred to the specialist to see a neurologist. I spare nothing for my dog, he comes before everything, but knowing that I had healthy paws behind me gave me such a sense of comfort. We all know MRI's aren't cheap, and my dog also had to stay overnight at the specialist. Healthy Paws stands by their word. They cover everything that will diagnose, treat, and care for your dog. The only thing that they don't cover is the price to walk in the door at the vet (so whatever your vet charges to see them isn't covered.) but that's IT! And lets be honest, we can spare that, but paying a $5000 isn't easy. His MRI, medication, anesthesia, overnight care, fluids, blood testing, was covered. They are honest, and informative, kind and compassionate.
They are quick to process your claim and just as quick mailing your reimbursement check. I got mine within a week of when I sent it in. THAT'S BETTER THEN PEOPLE INSURANCE!!
I've had healthy paws since Augie was a puppy and every claim has been seamless. We all know bull dogs have issues, they aren't the healthiest of breeds, but they cover him with no issue.
I couldn't be happier with Healthy Paws and more comfortable with a company!
5
out of 5
POSTED:
| BY: Sadie
Unbeatable Pet Insurance
If you want a pet insurance company that will make it easy to submit a claim, pay quickly and fairly, and answer any questions you might have along the way, then this is the pet insurance you will need and LOVE. I have used another popular pet insurance company and it doesn't even compare to Healthy Paws. If you are using any other pet insurance company currently, you are BARKING up the wrong tree. Nothing Compares to Healthy Paws. FANTASTIC Claims process from start to finish!
5
out of 5
POSTED:
| BY: Ton Brown
Great service, great coverage
We are so grateful to Healthy Paws for providing us excellent service since the very beginning, when our puppy Henry partially tore a ligament. The customer service representatives guided us in filing our first claim, and we received our reimbursement shortly after. Henry has unfortunately had other illnesses and misfortunes, but we always felt confident that we could get the best care for him because of Healthy Paws' support. I would definitely recommend Healthy Paws to anyone who is looking for the most dependable pet insurance.
5
out of 5
POSTED:
| BY: Ashley
Grateful!
When the emergency room vet heard we had pet insurance she breathed a sigh of relief. So many pet parents have to make an awful decision when their male cats' urinary tract becomes blocked, but having the peace of mind that we were covered by Healthy Paws gave us the confidence to OK Perineal Urethostomy after he blocked for the 2nd time.
A few years ago our same cat swallowed an object that couldn't be passed and he had to have surgery then too.
As fur parents we all know the guilt of having something happen to our babies, and we dread thinking we'll be grilled by an insurance company before they'll pay. That was not the case here. Both claims experiences went perfectly! Processed quickly, emails responded to within hours, paid in full, *no questions asked*.
We are so grateful to be able to afford such great coverage for our cats!
5
out of 5
POSTED:
| BY: Geoff
They are Tops in the Business
I researched Pet Insurance a few years ago and found Healthy Paws to be the best so I purchased. No, having had my 2 cats and 2 dogs insured with them, it has become very clear why they are tops. First, when I bought insurance for my newly adopted lab mix who was a rescue, he had a resolving skin issue and a nasty ear infection. When I sent in all his medical paperwork initially, I was told he would have a 6 month period of time during which, if the dog had no skin issues, all skin related concerns would be covered. Read all the other reviews, I guarantee that if your dog had a skin issue that they would deny you any future skin claim regardless of the cause. Not Healthy Paws, in fact, my dog also had a nasty ear infection requiring multiple vet visits over 3 months. Initially when I purchased the policy, I was told he would have no ear coverage due to pre-existing coverage, but one phone call and a letter from my vet stating that the infection was one episode not "multiple chronic ones," and healthy paws put him on the same 6 month waiting period for claims. He has thankfully had no claims for almost 3 years and we know he is fully covered.
My 15 year old cat has had many claims in the past few years and everytime, they are acknowledged within a few hours and an EOB is in my email a few hours after the first email acknowledgment. Checks are received within a week reliably. Ensure your company pays for the full cost of your visits(not reasonable and customary as
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
