Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,958

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kim

Healthy Paws is Great!!!!!

After my Toy Fox Terrier broke his radius and ulna, I decided to get pet insurance. I looked at a half dozen policies and chose Healthy Paws because they seemed to have the best coverage for the lowest premium. Sadly, a few months later, Ace started limping. He was diagnosed with luxated patellas in both knees. Surgery was required because he was in pain. Healthy Paws answered all my questions, helped me file the claim, and processed the claim very quickly. I wish my own insurance would process claims this efficiently. Thank you Healthy Paws. I will be recommending your insurance to all the dog groups I'm involved in.
5

out of 5

POSTED: | BY: Adriana

Smartest decision ever about my dog

Healthy paws is the best pet insurance one can have. It's never too late to get it and I'm assuring you, you will never regret it. They have always been promptly on sending our checks; we have never had a problem. It's very comforting knowing we can rely on them. I have a Basset Hound and because his long ears and his lose skin he's prone to infections, Healthy Paws has always been for him. They even send you emails checking on our pet's health, it makes us feel we are not just a file but real people who love and protect their pet. Thank you so much to all the staff at Healthy Paws.
5

out of 5

POSTED: | BY: Mary

Healthy Paws exceeded my expectations

My two dogs recently joined the Healthy Paws family and from the start I knew this was going to be a good fit. I researched the top 10 pet insurance companies before making my decision and Healthy Paws ranked in the top spot plus I really liked their mission to help homeless animals get adopted. When I had to file my first claim I was impressed at their response time and efficiency in processing the claim. They were also genuinely concerned about my pet. There was no hassle or delay as I have experienced with other companies. I will spread the word about Healthy Paws and highly recommend them to my pet loving friends and family.
5

out of 5

POSTED: | BY: Lauren

They are the only insurance you should consider!

Penny is my first puppy, and as a brand new pet parent I was very confused about which insurance to choose. I heard about Healthy Paws by word of mouth and after intense investigating, I ended up picking them for my little one's coverage. She recently had to undergo emergency gastrointestinal surgery (dogs really do eat everything...), and THANK GOODNESS for Healthy Paws. They were so caring and responsive, and the claims reimbursement process was so simple I had to pinch myself to make sure it was REALLY that smooth. I submitted everything online - the turnaround was quick, and I was reimbursed for every cent that I had expected and hoped for - no "oh, if you read the extremely small and almost illegible fine print we don't cover that". It was an easy and straightforward calculation and it all made complete sense. Penny is so special to me, and Healthy Paws gives me the ability to never have to make a decision on her health based on finances alone. THANK YOU SO MUCH!
5

out of 5

POSTED: | BY: Mike

If only human insurance was this good!!!

Healthy paws made the claim process seamless. I simply took a picture of the receipt with my iphone and followed the instructions through the app. Within 5 days I had my reimbursement and could not be happier. If you have a new puppy or seasoned healthy pooch, you would be crazy not to get this. It would be terrible to have to make a life call when all it would take is 34.57 a month!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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