Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Theresa

Fred's experience

This was my Fred's 2nd use of our Healthy Paws Pet Ins. So very glad that we have it. She first had a terrible infection that was very rare. We took her to the U of MN Vet College. The 2nd time she need surgery to fix the issue that was causing the infection. Healthy Paws handled our claim in a very timely manner. They also checked on how she is recovering from her surgery. I would recommend Healthy Paws and in fact I have!
5

out of 5

POSTED: | BY: Sharon Fugate

The Best By Far - Healthy Paws

We have had our two dogs insured with Healthy Paws for about 4 years. It was the best decision ever! Our Border Terrier had torn ACL surgery and Healthy Paws paid our 80%...and they called us every few days to see how he was doing....Who else does that. We feel free to give our pets the best care possible, as we know it won't break the bank. The monthly premiums are reasonable and just a regular part of our budget.
5

out of 5

POSTED: | BY: Matthew Wallen

Painless Claims Process

Daisy (our Pembroke Welsh Corgi) has been healthy and happy since the day we got her and she is only 4 years old. I was definitely a fence sitter on if I should even get Pet Insurance but I decided to get it around 9 months ago for Daisy. A few weeks ago without warning Daisy came down with what we discovered was Hemorrhagic Gastroenteritis. She started vomiting and became very lethargic very quickly and had to spend several days in our local 24 hour pet hospital. Daisy definitely gave us a huge scare and thankfully she came through everything and she is back to her happy normal self. The vet bill was definitely a shocker but Healthy Paws covered 90% of Daisy's very large bill (Over $2,700) without question and had us a check in just a few days. I am very thankful for Healthy Paws and i'm now very glad I got off the fence and got pet health insurance and I'm happy I chose Healthy Paws.
5

out of 5

POSTED: | BY: Will Statter

Healthy Paws Cares

It has been a wonderful experience dealing with Healthy Paws. I really believe these people care. Everyone with whom I spoke was caring, consoling and efficient. My claims have been handled quickly and accurately.If the veterinary practices and the human medical insurers (Cigna, Humana, United Health etc) treated their patients and customers like Healthy Paws does we would all feellike we were in paradise.
5

out of 5

POSTED: | BY: Youni Kim

Great Service, Quick Claim Handling, Caring Staff!

We have a Jack Russell Terrier that is very active and when he reached 2 yrs old, we decided to get insurance for him. We chose Healthy Paws after the great review and great prices. 6 months into our policy, our dog played too hard at the dog park and came home limping. We took him to the vet and we found out it was a torn ACL and he needed surgery. Healthy Paws took care of it all and we got our claim taken care of in less than a week. They even followed up with us to ask how our dog was doing. Great service, great people and even better, a really quick reimbursement. Can't ask for more!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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