Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Andy Blusiewicz

Toby's getting better

Toby tore his ACL and had to have the TPLO surgery/procedure.He's a little over 1/2 thru the 12 week recovery and doing well. Healthy Paws did a great job getting all of his medical records together and processing his claim.
5

out of 5

POSTED: | BY: M Rosenkampff

An absolute part of responsible pet ownership

How many of us are prepared for the unexpected? Yet with the best of intentions (hopefully) we enter into pet ownership. Our experience with our dogs has proven that pet insurance is an absolute necessity. We have a 13 year old Boston Terrier (which was not insured, I must add) that was diagnosed with Addison's Disease 7 years ago and her yearly health care costs in excess of $1700 on top of basic vaccinations and well checks. You'd think we would have learned, but upon getting our labrador retriever, we intended to get insurance but unfortunately our puppy ate a ski hat and had to have emergency surgery to remove the yarn wrapped around his intestines to the tune of $3500. Needless to say, I researched pet insurance options ASAP and Healthy Paws offered the best coverage. Our new puppy was covered at 10 weeks and just recently ingested a rock and was hospitalized for 4 days and Healthy Paws addressed our claim within 48 hours of submission, covering 80% of the costly hospitalization and IV medication. If you don't have pet insurance, contact Healthy Paws today! You and your pet deserve the peace of mind. Well worth it!!!!
5

out of 5

POSTED: | BY: Lakota

Excellent

Healthy Paws has been great in processing claims for our Husky. Both surgeries for ACL repair were very expensive, close to 4K each so we were very pleased and relieved that we had Healthy Paws Pet Insurance to help us pay for his treatment.They have always paid promptly and have answered any questions or concerns I had. I would highly recommend this pet insurance to anyone.
5

out of 5

POSTED: | BY: Karen

Great service!

I submitted my claim and got a quick response from Healthy Paws who told me my claim was being processed. This was a first claim for my dog so I had to wait a bit longer but it was only about 3 weeks to get reimbursed. Healthy Paws notified me on how things were progressing and emailed again after a month to check on my dog's welfare. Very happy with my choice of pet insurance!
5

out of 5

POSTED: | BY: Anna Frost

They do what they say they're going to do.

Thank you to Healthy Paws for their courtesy and their great service. I can't believe how easy it was to file a claim, how quickly it was processed, and how fast I was reimbursed. If only my own HealthNet plan was as efficient! And then....they write to ask how my dog is doing?! Unbelievable. I highly recommend this company to anyone considering pet health insurance! They have been more than wonderful.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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