Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,437

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.5
  • 4.6
  • 4.9
  • Count
  • 44
  • 323
  • 9,437
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Corey

Amazing Pet Health Insurance

A big concern for my family with getting new pets was the large veterinary costs that come with pet ownership. I did a ton of research on this site and others and found Healthy Paws to have the most comprehensive, straight-forward plans. Healthy Paws has been a saving grace for our pets and our pocketbooks. I can't express how amazing the company has been over the last few months with our puppies and their various ailments. Their customer service is top notch--they always pick up the phone promptly when I call and they return emails within two hours or less. They have taken an active interest in our puppies, going so far as to ask us what nicknames we have for them and requesting pictures. Over the last six weeks alone, we've gotten back over $1,000 from vet bills because of the insurance. On New Years day, we noticed one of our puppies was not putting weight on her right front paw. Instead of hemming and hawing and waiting to take her in to the emergency vet, we knew that most of the bill would be taken care of by Healthy Paws and we brought her in to see the Vet. It turned out that she had a serious injury that required a large splint and multiple follow up visits. That initial $700 bill only cost us $120 and made the vet visit a no-brainer for us. If we had to pay the whole bill, we might have waited a couple of days to see if our dog got better (she wouldn't have) and we would have been subjecting her to unnecessary pain. Of course, all the follow up vi

out of 5

POSTED: | BY: Robert A.Schwartz

Healthy Paws Pet Insurance People are the Best

I adopted this cute little Siamese Mix kitten named Simba from the shelter and immediately enrolled her in pet insurance as my last cat of 16 years died of cancer. She lived 16 healthy years till I broke the bank, and I vowed to buy pet insurance this time around. I researched the internet for different pet insurances and found many with all kinds of restrictions and conditions attached to them, so I went to a website that compared all of them( ,and found this one that rated a perfect 10. Well, I figured I could not go wrong. It was the consumer reports of the pet insurance world. Never in my wildest dreams did I ever expect the future that laid before me. After respiratory infections and ear mites subsided,my Simba came down with every covered illness in the book. My veterinarian referred me to specialists at other localities that proceeded to give her MRI's, x-rays, an echocardiardiogram all fully covered at 90%. This poor little kitty from the shelter was getting top of the line care. We found out that she injured her back but she is recuperating excellently and is escalating to high spaces. The latest issue was a experiencing a devastating eye infection. Soon she will need a minor surgery for a luxating patella of one leg. This too will be covered at 90%. The most wonderful thing of all is how much these people really care. As a former teacher I could tell that these people are real in there sense of purpose to save animals and h

out of 5

POSTED: | BY: Mistilyn

Fast, Personalized, and Caring Service!

I recently enrolled my 12 year old JRT with Healhty Paws. Just weeks after enrollment he took sick with a kidney infection and spine issues. I was pleasently surprised by the fast, friendly, and thurough service. Though a complex claim with multiple conditions, I received my reimbursement check and two follow-up phone calls within days of submitting my claim! Wow! I can't think of a faster or easier interaction with an insurance company.

out of 5

POSTED: | BY: Michelle E.

Love their philosophy!

I picked Healthy Paws to insure our dog Cooper because I love their mission. I love that they help rescue organizations. When we rescued Cooper two years ago we knew we needed to get him insured. In this economy we didn't want to be faced with the possibility of not being able to afford the best care for this new member of our family. Healthy Paws was a no brainer and the customer service has been excellent. I highly recommend them!

out of 5

POSTED: | BY: Dusty

HealthyPaws rocks!

I'm a bit of techie with very little time in my schedule for my personal to-do list, but HP's website made it fast and simple to buy the coverage for my 2 year old Westie named Lulu! Aside from the price being competitive and coverage being good, the other big factor in my decison was their Foundation programs that help promote and fund pet adoption which if you love pets, you know how much these efforts are needed. Keep up the great work!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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