Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jordan

THE BEST Pet Insurance on the Market

The personnel at Healthy Paws are polite, attentive and caring. First, the policy is much better priced than competitors. Second, they do not have a complicated reimbursement schedule. You simply pay one annual deductible and copay, and that's it. Third, you get a live person 24-7. Fourth, they respond promplty by phone and email. Fifth, they process claims promptly.And, sixth, they follow up to check on the welfare of your pet. They are THE VERY BEST. KUDOS!
5

out of 5

POSTED: | BY: Bentley

Prompt Service and Quick Processing

When our lab was injured by another dog it was very frightening. Of course this would have happen off hours when our vet was not open. We went to an emergency 24/7 animal hospital where my dog spent the night after he was stitched up.I felt somewhat reassured that some of our out pocket expenses would be reimbursed. The only thing that could have been better with the claim was the reimbursement of the $100 emergency vet fee, feel they should consider covering this fee as it was not a regular exam.
5

out of 5

POSTED: | BY: Brent

Exceptional response and follow-up!

I did extensive research before enrolling my two pugs with Healthy Paws. Everything I read before enrolling convinced me that Healthy Paws provided the best coverage for the $s, the fastest claim response and the highest claim reimbursement - every time! All this has provided to be unequivocally true! They even personally contacted me to check on how my pug was doing/recovering after her extensive surgery, as well as to assure me they would continue to send positive vibes and help to ensure that our pugs continued to have access to the best medical care! My wife & I are elated to have Healthy Paws with us!
1

out of 5

POSTED: | BY: Meegan

Any Reason to Deny Coverage

I purchased Healthy Paws insurance for my dog based on representations made by company agents and good reviews relating to coverage. I wanted to avoid an insurer who arbitrarily denied coverage. Unfortunately, we have had a negative experience with Healthy Paws. Healthy Paws has taken the position that any time our dog experiences diarrhea, which is not the result of any preexisting condition, Healthy Paws has no obligation to provide coverage. This position contradicts what the representative told me on the phone prior to purchasing the policy and the language of the policy. I attempted to resolve this issue with Healthy Paws prior to posting this review, but it has refused to provide coverage.
5

out of 5

POSTED: | BY: Nicholas J.

Allowed my wife and I to save our poodles life.

Instead of writing a review, I just copied and pasted my response to a Healthy Paw representative who was checking on our standard poodle, Georgia. "Georgia is recovering nicely form her liver failure and our hopes is that we can start to cut down on her medication. Unfortunately, in getting back to her old mischievous self, she swallowed and passed a nylon stocking, causing quite a disruption to her digestive system. Thanks for your concern, my wife and I hate to think of the decisions we’d have to make if we didn’t have your service. best, Nicholas

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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