Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
I have always wanted a French Bulldog named Ned. This past Holiday season, my dream came true (along with a lot of vet visits!)I knew that I wanted to insure my new pup in order to keep him healthy and (hopefully) keep the vet bills down as much as possible. I did a lot of research and came across one of the highest ranking pet insurance companies out there. Healthy Paws. Since this was my first pet insurance purchase, I wasn't sure what teaming up with healthy paws would be like. I felt as if I was really taking a chance, especially relying on the articles I've read and the reviews other people have put out there. But I have to say, since the moment I started with healthy paws, I have been nothing but amazed at how they have handled every claim I have submitted. My little pup has suffered from severe allergies (that he is currently medicated for) and was recently hospitalized for 4 days with aspiration pneumonia. His shallow breath and lethargy was worrisome enough without having to stress about the thousands of dollars in vet bills. Luckily, thanks to Healthy Paws, I didn't need to worry. They have truly stuck to their word and have been Ned and I's saving grace. If you are in the market for pet insurance, I truly believe this is the best one out there. You'll thank yourself later!
5
out of 5
POSTED:
| BY: Amy
Great service, quick response!
Claims are processed so quickly and with no arguement. It makes the stressful process of having a sick pet a little easier.
5
out of 5
POSTED:
| BY: Robert
Saving money with Healthy Paws.
My two Chocolate labs (Lily & Sofie)have been with Healthy Paws since 2012 and in that time, I've saved thousands of dollars in vet bills. I'm completely satisfied with Healthy Paws and their Efficient claims processing system. I have tried various other dog medical insurance companies and have been very disappointed with service and cost. Healthy Paws is unique and professional and they care.
5
out of 5
POSTED:
| BY: Loredana RI
Great service
I have three cats insured with Healthy Paws, two of them are 4.5 and one is 2.5 years old.
I've had doubts about getting pet insurance at all at first, especially since I have a cat with a preexisting condition - epilepsy and I thought insurance wouldn't help much in his case. However, it did help when he had a mystery episode of hepatitis this March, unrelated to his other illnesses.
This review, however, regards one of my other cats, quite young and perfectly healthy, who just had a very scary fall (inside our home), so bad that he ruptured his bladder and needed major surgery. Fortunately, he's recovering well.
In both cases, Healthy Paws handled our insurance claims very quickly and did not hesitate to cover the quite significant bills, as per the policy. It does feel better after going through a scary episode like that and a huge bill (for surgery and hospitalization) to get most of your bill covered by insurance and the check just two-three days after the claim is processed.
All in all, I'm very happy with my choice in Healthy Paws. So far, customer service has been great, claims are being processed quickly and fairly.
5
out of 5
POSTED:
| BY: Kimberly
Great Service and Quick Reimbursement
This was my first time to ever have or need to use pet insurance. The service was great and very quick in processing my claim. I adopted a retired military working dog (technically he had a "career change" since he is only 2 years old). Gus is the sweetest GSD you will ever meet. He got very sick a few weeks ago and spent 5 days in a row at the animal hospital. I was worried when the bills started stack up, but Healthy Paws was quick to process my claims and communicate with me about how Gus is doing. He is recovering nicely and it is great to have my happy playful buddy back.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
