Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Sylvie

Absolutely awesome company!

Almost 4 years ago we rescued our pit bull girl Josie from a local shelter, she had been thrown from a car at barely 2.5 months old. We've never had a dog before, only cats (were insured with a different company that totally disappointed!). A friend of mine has her boxer insured with Healthy Paws and said if I wanted to insure Josie, insure her with Healthy Paws, they rock. So I did.Nobody insures their pet in hopes to ever have to use the insurance but Josie tore her first ACL at only 6 months old. She had to wait until fully grown to have TPLO surgery and Healthy Paws was absolutely amazing when it came to dealing with our claim. They really care about the animal, ask for their well being, follow up after surgeries, they process claims quickly and keep you informed about it at all times, too. They have several, all easy, straight forward and convenient ways to submit paperwork for claims and do not make you jump through hoops to get reimbursed. Nor do they question your vet bill and deduct or straight out decline reimbursement altogether without good reason like my other insurance did. Josie had to have several surgeries since and Healthy Paws hasn't dropped us, or be mean to us. A few months ago I rescued another puppy and of course immediately insured her with Healthy Paws as well. I feel very safe with my dogs having Healthy Paws insurance and I have been telling a lot of people about it already. You don't know if or when your pet will get ill or injured. Hopefully it won't happen but just in case and peace of mind - get Healthy Paws pet insurance!
5

out of 5

POSTED: | BY: Miranda

LOVE HEALTHY PAWS

I am so glad I signed my dog on with healthy paws the minute we got her home at 8 weeks old. We have had to submit several claims over the past year and healthy paws has always reimbursed us back with no issue. My biggest claim yet was for a luxating patella surgery this week and I sent the invoice to healthy paws and they turned the claim around with approval and reimbursement back within two days! So impressed with this company even more so now after a major several thousand dollar surgery like this. I am an extremely satisfied customer with Healthy Paws and will always make sure my fur babies are covered by them.
5

out of 5

POSTED: | BY: Megan

Fast and Easy - A+

Fabulous service. When my puppy was unexpectedly injured, the process to submit claims was seamless and the reimbursement check came immediately. They even sent an email checking in on my little pup so see how she is doing.
5

out of 5

POSTED: | BY: elaine h buchsbaum

THE BEST THERE IS

I am the unfortunate owner of a beautiful golden retriever who in five weeks was diagonosed with two different cancers the second requiring emergency treatment and surgery. Never once did Health Paws hesitate to cover my claims and in five weeks there were many. They made it possible to gve my dog the best medical care available. I have had AKC insurance that would not cover medical care even though I had never filed a claim in 7 years (a different dog) I quickly canceled and was fortunate to find Healthy Paws. They answer claims in two to three weeks.
5

out of 5

POSTED: | BY: Cindi

Can't imagine a better company to work with!!!!

We've had Healthy Paws insurance since 2010---and they are amazing in all respects! Claims are handled so quickly and easily it's hard to believe, and they cover more than I would have ever dreamed! I would recommend this company to anyone with animals that they want to protect---and we will continue to have coverage on our animals with Healthy Paws forever. If I could buy this insurance for myself I would do it in a heartbeat!!!! One of our Berners had two torn knees, and it has been ongoing treatment for the last three+ years---once our deductible is met, they pay claims within a week. This insurance has saved us literally thousands of dollars!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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