Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,083

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.7
  • 4.9
  • Count
  • 67
  • 264
  • 9,083
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Wayne Newitt

Healthy Paws ROCKS!

AMAZINGLY GOOD SERVICE! Our dog had emergency surgery on Saturday and we received our reimbursement within a few days! Great communication! We were kept informed at every step of the process. Very easy to work with and very nice people! We HIGHLY recommend Healthy Paws!

out of 5

POSTED: | BY: Tammy

Best company ever!!!

Healthy Paws is the best! I got pet insurance just as a 'just in case' something might happen. What I didn't know is that my hairless dog would turn out to be allergic to everything and need allergy testing, special medication and allergy shots. I wondered what would happen, but everyone was nice. They wanted to know first how Eddie was doing then they explained how the insurance would work, then they mailed me the reimbursement. Eddie is now 6 months old and is a frequent flyer at the vet because of his allergies, but the people at Healthy Paws are still just as nice and concerned as the first time. You have normal expected out of pocket expenses when you own a pet, but the unexpected can really put a dent in your wallet. It is very nice to have a great company like this to help out! The other thing I liked is it isn't hard to understand their plan.

out of 5

POSTED: | BY: Stephanie Myers

Excellent Service

We got Healthy Paws for our 1 and a half year old Pugglebull in Novemeber. Since then she has injured her rear leg and had an upset stomach. The vet bills totalled around $700 together and Healthy Paws covered everything they said they would! The only thing they didn't cover was the Vet Exam and the coinsurance. Healthy Paws has been wonderful to us! It was the best decision we made choosing Healthy Paws for our sweet little girl Roxy!!! I sent my second claim in last night and the claim has already been processed and my check is in the mail. Thank you Healthy Paws!!!!

out of 5

POSTED: | BY: Kirsten Muetzel

I'm so lucky to have Healthy Paws coverage!

I bought Healthy Paws insurance right away when I got my Cavalier King Charles Spaniel. I researched about 20 companies, and ultimately chose Healthy Paws because I felt most comfortable with their mission and trusted that they would do the best they could for my little one. I was right. Since getting insurance, I've had two major scares with my pup. The first is congenitally related -- renal failure at less than 1 year old. Very rare. Healthy Paws covered everything related to the ER Vet visit (90%, and less the copay, exam fee - of course), saving me over $1,000. This weekend, my pup had telescoping of his intestines and needed emergency surgery. I didn't even hesitate when the vet said he would die from this if we didn't do the surgery. I knew Healthy Paws would be there for us. The surgery was over $5,000. I'm so lucky to have coverage for my pup! Get insurance. Get it through this company.

out of 5

POSTED: | BY: Athena

Excellent and Caring Service

My cat Frosty was sick and turned out he had a mass inside his mesentary and my vet had to do a bunch of stuff to see what it is, if it is cancer. Turned out they had to go in nonetheless and operate. He also got kidney failure on top of that. He was in the hospital for 2 weeks and the bill came out to almost $9K. If not for Healthy Paws, I might have been in a serious financial problem.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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