Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,742

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 250
  • 9,742

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelleen Johnson

Fast and Courteous

My dog, Stubbie, is approaching "middle" age so I decided it would be a good time to insure him. He ruptured his CCL about a month after insuring him. We are about 8 weeks out of surgery and I received a reimbursing check weeks ago. It was so fast! Everyone over there was so nice every time I called and they were so efficient with reviewing his claim. I was been a veterinary technician for 7 years and am now in my second year of veterinary school and will definitely be recommending this company to everyone.
5

out of 5

POSTED: | BY: Lili

Please start insuring humans!

Excellent customer service. My dealings with the people at Healthy Paws Pet Insurance have been straightforward and easy. They processed my claim in record time. Zero hassles. They covered everything they said they would cover and I had a reimbursement check within one week of submitting all the required paperwork. I can't believe I found a company that does what they say they will do. And in a polite and kind way. They even sent a follow up e-mail after the claim was processed to ask how my dog was doing. I recommend Healthy Paws Pet Insurance with no reservations.
5

out of 5

POSTED: | BY: Dee

My baby was taken care of

Trey is a curious English Springer Spaniel, his curiosity got the better of him when he decided slug bait looked like a tasty treat. He ate several portions and shortly there after had a hard time breathing and had involuntary spasms. We got him to an emergency vet clinic, where he was taken care. The anxiety of the cost of the visit and care there after was lessened by the fact that Healthy Paws Insurance would cover the cost of the incident. Healthy Paws processed the claim, sent our reimbursement check and actually followed up to check on his condition. It was a easy experience to file the claim and it was handled professionally and quickly,
5

out of 5

POSTED: | BY: Karen Hamlin

You can trust Healtht Paws

Our cat Jack got very sick where his chest cavity filled with fluid and pus. He only had a 50/50 chance of surviving. If we didn't have Healthy Paws, we couldn't have him cared for. His bill came to $8000 and there was no way we could have afforded it. Unfortunately, we had to pay for each visit and the week in the hospital and specialists. I didn't know how long it would take to reimburse us (90%), but within 5 days of submitting each bill, we got a check; a big relief.Jack is fine and we got 90% of our money back as promised. Great company!
5

out of 5

POSTED: | BY: Annie Lee

We're so glad to have gone with Healthy Paws!

We've had healthy paws for nearly a year now and they have also been prompt to review claims and mail out reimbursements. Additionally, every time I call, the customer service rep is courteous, friendly, and very helpful. We highly recommend this pet insurance!!!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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