Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,190

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ruth

A Pet Insurance that really cares

CJ, my English Cream Golden Retriever (almost 2 years) was dealing with diarrhea, losing weight, stomach pain and once in a while vomiting. My vet had a suspicion that CJ has IBD. To be sure CJ needed an intestinal biopsy which is the only way to find out IBD. It hurts to see your pet in pain and I wanted him to get the right treatment, so he can have fun again. Healthy Paws gave me such great support. Whenever I called they were friendly kind and very helpful. My claim was processed within a week and the greatest was when I received an e-mail from Healthy Paws where I was asked how CJ is feeling. That was so amassing and shows me that Healthy Paws really cares. Thank you so much for all your support.Woof from CJ 
5

out of 5

POSTED: | BY: Sean

Healthy Paws is a LIFESAVER!

The HealthyPaws team is absolutely great! They are quick to process claims and if I ever have a question on a policy or claim they are insanely quick to get back and respond. My wife and I have had several issues with our young Dalmatian and we have nothing be great things to say about HealthyPaws and their team. Worth every penny and their plan has allowed us to keep our little guy healthy and himself time after time!
5

out of 5

POSTED: | BY: Stacy

Pet insurance that saved us a ton!

Our dog Honey was hit with unexpected stomach issues (bloody diarrhea, vomiting, and even an emergent situation where she went into shock). I am so glad I signed up for healthy paws insurance because it saved us a few thousand dollars. The claim was processed in a week and we received our reimbursement the following week. They keep you up to date with your claim status and actually care about your pets. I highly recommend healthy paws.
5

out of 5

POSTED: | BY: Yvonne

Great Company - Easy to Deal With

My Girl Dixie developed some pretty severe gastro intestinal issues and has been in and out of the vets almost every week for the past six months. HealthyPaws has been there all along the way - never questioned or denied a claim and I've had a ton so far. They have processed the claims quickly and efficiently and the customer service I received on the phone was excellent. Working with her vets she is now on treatment plan that will hopefully stop all the issues. It will be a few months before we can say we are out of the woods and I'm so glad I got the HealthyPaws insurance. I couldn't have afforded the quality of care my girl deserves without them. I really can't say enough about them. They even send emails checking on my girl to see how she is progressing. I will be with them for as long as my little Dixie needs them.
1

out of 5

POSTED: | BY: John

Read the FINE PRINT!

Read the FINE PRINT! I can't stress this enough. It does not matter what their rep tells you over the phone. You MUST get it in writing. Also, their requirement that you provide full medical records within x amount of time of enrolling is confusing. When I called after enrolling and receiving the email, the rep said this wasn't needed. Later they'll tell you it's in their FAQ. Is that the right place for it? Maybe their reps should know too. For a year they've collected my monthly payment and a few hundred dollars in deductible this year. What did I get out of it? Well, I thought I had good pet insurance and peace of mind when really it was all an illusion.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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