Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,700

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,700

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dee

My baby was taken care of

Trey is a curious English Springer Spaniel, his curiosity got the better of him when he decided slug bait looked like a tasty treat. He ate several portions and shortly there after had a hard time breathing and had involuntary spasms. We got him to an emergency vet clinic, where he was taken care. The anxiety of the cost of the visit and care there after was lessened by the fact that Healthy Paws Insurance would cover the cost of the incident. Healthy Paws processed the claim, sent our reimbursement check and actually followed up to check on his condition. It was a easy experience to file the claim and it was handled professionally and quickly,
5

out of 5

POSTED: | BY: Karen Hamlin

You can trust Healtht Paws

Our cat Jack got very sick where his chest cavity filled with fluid and pus. He only had a 50/50 chance of surviving. If we didn't have Healthy Paws, we couldn't have him cared for. His bill came to $8000 and there was no way we could have afforded it. Unfortunately, we had to pay for each visit and the week in the hospital and specialists. I didn't know how long it would take to reimburse us (90%), but within 5 days of submitting each bill, we got a check; a big relief.Jack is fine and we got 90% of our money back as promised. Great company!
5

out of 5

POSTED: | BY: Annie Lee

We're so glad to have gone with Healthy Paws!

We've had healthy paws for nearly a year now and they have also been prompt to review claims and mail out reimbursements. Additionally, every time I call, the customer service rep is courteous, friendly, and very helpful. We highly recommend this pet insurance!!!!
5

out of 5

POSTED: | BY: EDMUND MEYER

THIS IS A COMPANY YOU WANT BEHIND YOU AND YOUR PET

I HAVE TWO CHIHUAHUA'S INSURED BY HEALTHY PAWS. SINCE I HAVE BEEN WITH THEM IT HAS BEEN A WONDERFUL EXPERIENCE. THEY ARE MOST CARING AND SETTLE CLAIMS SUPER FAST. THEY MAKE YOU FEEL LIKE A FAMILY TO BE WITH. SINCE I HAVE MY DOGS THEY WHERE HEALTHY BUT TIME CATCHES UP WITH ALL OF US. MY ONE DOG SUFFERED HEARTWORM AND WAS SAVED AND RECENTLY MY OTHER DOGS LEG KEPT POPPING OUT OF ITS JOINT AND HAD SURGERY. THE COST OF THE LEG SURGERY ALONE WAS OVER $1,600 THE PLAN PAID AT 90% LESS MY DEDUCTABLE AND THE INITIAL DOCTORS VISIT. I PAY FOR A $50 DEDUCTABLE PROGRAM PAYING 90% AND IS MOST HAPPY. IT IS COSTLY BUT WHEN THE CHIPS ARE DOWN I'M SO GLAD I HAVE HEALTHY PAWS. THEY DO NOT COVER NORMAL DOCTORS VISITS OR PREVENTIVE CARE. SOME DAY I WISH THEY WOULD START A ADD ON PROGRAM THAT INCLUDES THIS ALSO. IF YOU LOVE YOUR PETS AND WANT GREAT COVERAGE FOR HOSPITALIZATION,OPERATIONS,MEDICINES THIS IS THE COMPANY FOR YOU.
5

out of 5

POSTED: | BY: Jane Dawkins

impressive!

Prompt, courteous service and easy to understand claims process. Or first bankclaims went smoothly and quickly and the cheque received. What surprised me most was the follow-up email asking how our Katie was doing following her surgery - amazing customer service!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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