Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,700

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,700

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dawn Czarnecki

EXCELLENT

We have had too many issues with our puppy who just turned one year old. Who would've thought he would have knee problems that required surgery and medication! And who would have thought he'd ingest part of his cone (numerous times) he had to wear while recovering. Luckily, we were smart enough to insure him with Healthy Paws Insurance. The coverage was great and the claims were processed so fast we couldn't believe it. Healthy Paws gives us the piece of mind when something unexpected happens. Best pet insurance plan ever!
5

out of 5

POSTED: | BY: Deena Falkow

Healthy Paws is a lifesaver!

My five-month old kitten sustained facial, gum and teeth injuries from a dog bite. Enlisting my pets with Health Paws was the best decision I have ever made. The claim was reviewed within 48 hours of their receipt of the medical records and paid within a week. They paid everything except the initial office visits which is fully disclosed in their coverage description. They kept me apprised of the claims process daily and followed-up with e-mails asking how my kitten was doing. I am awestruck at how easy the claims process is and how Healthy Paws paid everything they said would be paid according to my benefit level. I have recommended Healthy Paws to my veterinary clinic, the specialty clinic that cared for my kitten, my family and friends, co-workers, and strangers I meet who loves their pets. Coverage is affordable and the reward is we are able to give our pets the best care without having to worry about selling our home to do so. I read the reviews prior to signing up with Healthy Paws, and admit to being skeptical that an insurance company could indeed be so wonderful. Now, through an unfortunate situation, I am able to write my own review and impart how awesome Healthy Paws Insurance is. Life is a gamble, and hopefully my babies will not need to fall upon Healthy Paws again; however, I know they will be there if I need them. I sleep much easier at night knowing that. Thank you, Health Paws!
5

out of 5

POSTED: | BY: Christina

Efficient and reliable

We have two dogs, an older mixed breed, and a 2 year-old cane corso. They have had various minor health problems in the past, our corso recently required a TPLO surgery for an ACL tear. Because of our past positive experiences with Healthy Paws, we were able to focus on taking care of our pet instead of worrying about how we would be able to afford this expensive surgery ($3600), they have also covered the rehabilitation procedures for him, including cold laser treatments, no questions asked. They are very efficient at processing claims and we have never had any issues in the two years that we have had coverage with them.
5

out of 5

POSTED: | BY: H S

Caring and immediate attention.

My first filing with the company and I was concerned of some "surprise, we don't cover that" even though I triple checked all my fine print and called them before the procedure. Within around a week's time, they replied via email that they were processing my 6 claims. Each email stated everything in plain simple english and then a few days later, the checks were in the mail. It was that simple. Then as if that wasn't good enough. They called and emailed to see how my pet was doing after the major surgery.
5

out of 5

POSTED: | BY: Nicole

Everyone needs a Superhero sometimes...

If you are considering pet insurance, I cannot speak more highly of Health Paws Pet Insurance! I adopted Angel "The WonderDog" one year after my mother passed away. They say we rescue animals, but in truth, she rescued me. Angel suddenly fell ill just over a year ago. After a 5day hospital stay, her subsequent treatment needed the attention of an internal specialist. Healthy Paws has promptly processed all claims(most payments within 7 days!), to date totaling well over several thousand dollars. They have covered her x-rays, hospital stays, prescriptions, bloodtests, etc... The staff are very considerate and compassionate. I can honestly say, without Healthy Paws, I would not have had the means to keep my wonderdog, she is my world. Thank you Healthy Paws for your excellent service and kind staff.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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