Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,233

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 56
  • 278
  • 9,233
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Gary

Healthy Paws is AWESOME! A+...

Healthy Paws is much better than I could have ever imagined a pet health insurance company could be. My Pit Bull tore her ACL at a dog park. The surgery cost thousands of dollars. The Healthy Paws check arrived to me in less than a week after the surgery. Their customer support people were very caring and knowledgeable. They literally spent hours with me on the phone over my concern about having this surgery done to my young dog. Healthy Paws was really incredible. I will use them for life.

out of 5

POSTED: | BY: Barbara G

The best Pet insurance compnay!

I enrolled my dog in Healthy Paws after I got burned by the last insurance company I was dealing with. I have to admit I was a little skeptical because the company is fairly new and I did not want to be taken in again. Every time I called with any type of questions that I had someone was always there to answer and make sure I completely understood the answers. I have only been with them since January so my coverage is still new. Two days ago my dog got sick, he was pooping and throwing up all over the place. I called his local vet and the Dr. was out at a conference until Friday, so they recommended I take him the the ER, I hesitated because I knew that taking him to the ER would run me a couple hundred bucks. So before I left I called Healthy Paws and right away someone answered the phone. I wanted to make sure that the visit would be covered. They told me exactly what would be covered and they even faxed the claim form directly over the the Animal Hospital for them to fill out. So, after an examination, some blood work and medication it turned out my dog has pancreatitis which is really painful for him. I got the bill at the end of the visit and it was over $500. The next day I faxed the claim over to them first thing in the morning and since this was my first claim I also included his records from his normal Vet. After I faxed it I called them to see if they received it and they confirmed that they did and also told me the first claim usually takes the

out of 5

POSTED: | BY: Eric Baumgardner

Healthy Paws Has Been a Blessing

We bought the Healthy Paws plan for our rescued Golden Retriever, Charlie, hoping never to need it. However, we have called upon them a great deal over the past month. Healthy Paws has been a true partner in helping our rescued Golden Retriever, Charlie, battle a mast cell tumor. They have been very responsive with amazing turn-around on claims. We have 3 other rescue dogs, including a new puppy, we intend to cover with Healthy Paws.

out of 5

POSTED: | BY: Debi Naanes

Feeling like a member of the family

After researching various insurers, we could not have made a better selection. Sure, I've been very impressed with the quick reimbursement of each claim, but what elevates this company is the customer service. Our 1 year old recently had an accident at daycare and required after hours emergency care and several staples. Sadly, the owner of the daycare never called to see if our puppy was okay. You know who did check in? Healthy Paws sent an email to let me know they were processing the claim. About 10 days later they sent another email to check on her progress - no sales pitch involved - they just wanted to let us know they were thinking of her and asked us to give her extra hugs on their behalf. Last night I received another email expressing their happiness that she's feeling better. It feels like they have her picture on the wall!

out of 5

POSTED: | BY: Tricia Bergh

Get Healthy Paws Insurance

All I expected after researching various pet insurance policies. Worth every penny of premiums!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

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