Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,190

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Duane

Excellent insurance with great coverage

After extensive research online, my wife and I decided on Healthy paws pet insurance for peace of mind. We were hoping and thinking we would never have to use it anytime soon, as our Cavalier, Charlie was only 10 months old. Less then four months after enrolling with Healthy Paws, Charlie who is quite excitable and active, took a tumble in the back seat of the car onto the floor, while we were trying to fasten his seat belt. He injured his rear leg, throwing his knee out of joint, requiring surgery. Since we never had pet insurance before, I wasn't sure how good the plan would be to pay, but Healthy paws immediately sent a check to cover their share of the bill for the surgery. It was quick and easy to file the claim online and they even followed up afterwards to see how Charlie was doing. Needless to say, we are sticking with Healthy Paws Pet insurance.
5

out of 5

POSTED: | BY: Michael

No hassle, exactly as promised

Healthy Paws fulfilled their contract ($1300) with no hassle. First time submitting a claim and still only took a few days. Called after asking the vet to fax history to hp, they had not received it but the rep offered to do something previously unexperienced by me. They took ownership of the scenario and offered to call my get to get that history themselves. It seems like a small thing, but not having to play middle man between an insurance company and a service provider is amazing. Between customer service and straight forward fufillment of terms, I wish my insurance was run by the folk at healthy paws. We rescued two starved and mistreated huskies as our first dogs because we love black diamond difficult challenges. There is a lot we can control, but there are a few things we cannot. It's nice to be able to offer pets that have had a hard road so far a much higher quality of life, while knowing you have the support needed if things don't go exactly as planned. Thank you healthy paws!
5

out of 5

POSTED: | BY: Sheila

Caring, easy and efficient!

After much research, I decided to go with Healthy Paws. I liked the different plans to choose from and the positive reviews. We adopted our greyhound on the 29th of November, 2014. I started the insurance in May, thinking it would "hopefully" be a long time before I ever had to use it since Gracie was only 4. Well, unfortunately, I have already had to file two claims!! The first was in August for a painful backside for which she was given some pain meds, so that went towards my $250.00 deductible. Then, on September 9th, she vomited blood!! We rushed her to the E-Vet where numerous tests were done. It was reassuring to know that I didn't have to worry about how much it might all cost. The doctors and I could just concentrate on what was wrong with my sweet Gracie and how best to treat her. The diagnosis was a bleeding stomach ulcer. She spent the night and was given IV fluids, several meds and monitored all night. The bill was almost 1200.00. The Healthy Paw's app makes filing a claim so easy! You take a picture of the invoice and send it right to them. I recieved a check in the mail a few days ago! I am so thankful that my sweet girl is feeling better and that I don't have to worry about having a big visa bill. I was also quite pleased to receive an email from Healthy Paws asking how Gracie was feeling and wishing her well!! It was unexpected and appreciated!! I wholeheartedly recommend them. You won't be disappointed!
5

out of 5

POSTED: | BY: Ajaka

Wonderful Experience with Healthy Paws

Healthy Paws has been an absolute lifesaver. My 8 year old lab/pit mix still thinks she is a puppy and during a typical game of catch she tore her CCL. With TPLO surgery to follow, I was concerned about the bills adding up even with insurance as I had never had to file a claim over the first year of service. Healthy Paws has been remarkable. They are quick to service claims, the coverage has been exceptional, and the best part is that they have taken the time to check in on Briar throughout the surgery and recovery period. Healthy Paws truly provides an excellent customer experience. I highly recommend Healthy Paws to anyone who is considering pet insurance. It is well worth it!
5

out of 5

POSTED: | BY: Victoria Chaney

Healthy Paws has saved two of my beloved dogs lives!!!

I have three Golden Retrievers, all insured with Healthy Paws. My two youngest Goldens both have life-threatening, on-going disease. Ivy, my 7-year old, has a disease called Granuloma Meningoencephalitis, an auto-immune disease that will eventually kill her. She is on daily steroid treatments along with chemo treatments every three weeks. This treatment is very expensive and without the support from Healthy Paws, I would be unable to afford these treatments. She will need these treatments for the rest of her life. Thanks to Healthy Paws, she is in remission and able to lead a relatively normal life. She goes for walks, swims, plays with the other dogs, trains with me and even goes to, and participates in dog shows. Hayley, my 3-year old, was diagnosed with refractive epilepsy at age 2. This means the normal drugs used to control seizures are not very effective on her. She takes two different types of seizure medications three times a day. She has had to be hospitalized twice now in order to stop her seizures. She has at least 3 to 4 seizures a week, they normally come in clusters, and can get out of control easily. Healthy Paws has paid EVERY CLAIM without ANY HASSLE at all. They have stood by, and supported us thought all of this!! Just like they state, they have been there when it REALLY COUNTS. Having one sick dog, much less two, is extremely stressful; without the financial support from Healthy Paws it would be unbearable. I thank them from the bottom on my heart every day.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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