Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,496

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,496

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Susan Shesol

Very Pleased

We recently adopted a 2 year old Chihuahua from a Rescue Organization. I looked into pet insurance, and, based on positive reviews, I got insurance through Healthy Paws. I never expected to submit a claim within 4 months of her adoption, but we noticed that she developed a 'cherry eye'. Because the documents I had from the Rescue and from her introductory Vet visit proved that this condition was not present at the time of adoption, Healthy Paws covered their part of the cost with no problems. The Veterinary Ophthalmologist was surprised. He told us that the most well known pet insurance companies have not covered most of the surgeries he performs. Would recommend Healthy Paws to anyone looking to insure their pets.

out of 5

POSTED: | BY: Bongim Jun

Amazingly impressed. Two thumbs up!

Unless I planned to take my extremely energetic Oreo (2.5 year, Terrier mix)on a long flight trip to DC, I wouldn't think of having a dog insurance. As a precaution, I decided to have one. I found this company while I was browsing and chose it based on the review. Month and half later, Oreo was chased by multiple dogs in the dog park in LA and he started limping next day. His leg was checked and diagnosed as a torn ACL that required a surgery. Surgery was performed and cost me nearly $3000. As described in the plan, Healtypaw reimbursed 90% of all the cost within 2 weeks. Claiming process via online is very easy, too. I very thankful to HealthyPaw for taking care of our furry friends' health and owners, too. It deserves the wonderful reputation.

out of 5

POSTED: | BY: Silvia

There when you need them

Our recently adopted cat decreased his food intake Saturday and on sunday he totally stopped eating. this can be life threatening for a cat and we rushed him to the emergency. we was very well taken care of and fully recovered in one week. we sent our claim the same day and everything was easy and fast and we only had to focus on Hunter's recovery. I have recommended to all my pet owners friends to get Healthy Paws pet insurance. the last thing you need when your pet is sick is to worry how much every procedure or test is going to cost you. you want to be fully covered and be focused on your furry baby! worth every penny!

out of 5

POSTED: | BY: Hardy Tom Thompson

Best Insurance transaction ever!

Daisy is fully recovered from her bladder stone surgery and acting just like a two year old again. Thank you for your company's quick response to our claim and with a very caring attitude. We hope we never have to use this insurance again but it's nice to know Healthy Paws will be there for us and Daisy.

out of 5

POSTED: | BY: Jose

Great Insurance, Great People!

I have had my dog Archie insured with Healthy Paws for over a year. Every time they have been both super fast at processing claims and their coverage has been outstanding. Early in January my dog fractured a disk in his spine and he had both his rear legs paralyzed so he had to get back surgery. It was such a relief to be able to tell the doctor to do whatever they needed to do to help my dog and have the peace of mind that Healthy Paws will come through and cover the expense, and they did! Within a few days of submitting the claim it was processed and the coverage was exactly as expected, no tricks or hidden fees. Right now my dog is having physical therapy and recovering from his surgery. The doctor is positive that he will be able to walk again so we couldn't be happier.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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