Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,496

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,496

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Diane A. Chamberlain


We never had pet insurance before and with all the animals that we have had, we were beginning to search for the right company. We then brought home our Stryder who was rescued by a very kind man from the Maricopa County Shelter's death row. That is a story in itself. Anyway, he came with insurance on him and we transferred to us as new owners. Then we decided to put our other dog Kya on, and then we got a new puppy (I have forgotten the work involved) name Zeus. He's a mini rottweiller and keeps us on our toes. Well apparently, we were not that great as he got a hold of a piece of tennis ball and, yes, he swallowed. This got logged in his small intestine which required emergency surgery. The bill was extensive and Healthy Paws covered 90% of it. The deductible is great and the monthly premium truly paid for itself with just this crisis. The staff are extremely pleasant and I don't dread having to call. When I do, I always tell them how much I appreciate their services and only wish I could get insured through them.

out of 5

POSTED: | BY: karen steinhebel

We couldn't be more satisfied with Health Paws pet

We chose Healthy Paws pet insurance after reading many good reviews on them. We definitely made the right choice. So far we have experienced easy to use online access, immediate kind, compassionate customer service, and quick approval on our claim. We highly recommend Healthy Paws pet insurance coverage for all fur babies.

out of 5

POSTED: | BY: Bev Whitman

Extremely prompt service and easy to file claims.

At a very stressful time with the health of our dog, we found filing a claim with Healthy Paws to be very easy. I emailed the pet emergency the claim form, they download it, I signed it and they faxed it off. Within a very few days, I received an email from Healthy Paws stating that they were reviewing our claim, a couple of days later, they processed the claim and within 2 weeks we received a check. We live in Alaska, so mail takes a couple of days longer for us. We were so happy with this wonderful insurance company and the speed and compassion that they showed. I would recommend them to anyone that loves their pets and wants to have some peace of mind, should that emergency come.

out of 5

POSTED: | BY: Ken Krasney

Healthy Paws saved our Sparks' life

There are only great things to say about Healthy Paws. They were concerned with Sparks' welfare, helpful, very quick to pay our large animal hospital bill and generally the best insurance company I've dealt with. Without Healthy Paws we wouldn't have been able to save our best friend.

out of 5

POSTED: | BY: Terri Clark

Prompt Payment After Surgery

My dog Katie Marie needed to have her spleen removed because of a growing lesion. The surgery went well and the lab results were a blessing - no cancer. Katie is doing just fine, in fact you would never know she had surgery. Healthy Paws Insurance was wonderful, easy claim submission and prompt payment. I recommend that insurance to any pet parent.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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