Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,009

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Erika

Thank you Healthy Paws for being there for my dog!

My dog is thankfully healthy but recently had a accident that required a pretty serious surgery. He is family so we would have done whatever it takes to get him well but without Healthy Paws the financial burden would have been great. His insurance plan is worth every penny! They processed the claim without delay. We received reimbursement less than 2 weeks after his surgery AND they checked in to see how his recovery is going. Wonderful customer service, I wish human health insurance worked this great! I am thankful I chose Healthy Paws!
5

out of 5

POSTED: | BY: Rebecca

Exceeded our expectations and has been such a relief now that our dog has developed epilepsy

We are very grateful for how fast Healthy Paws has been with reimbursing the costs of our dogs treatment and ongoing medication for a condition I had never even imagined as a possibility. Epilepsy/seizures was such a scary and unexpected diagnosis for us but finding great medical care and having pet insurance has made a huge difference in working to manage his care and ease our fears over this diagnosis.
5

out of 5

POSTED: | BY: Melissa

Fast friendly service, always!

Ive always been skeptical about pet insurance but after spending over $30K out of pocket on a previous dog, I knew I must have it for all future pets. My cat was recently hospitalized for kidney/bladder stones and urethral obstruction for a week and had 2 emergency surgeries costing me close to $8000. Healthy Paws accepted the claims, reimbursed the promised amount promptly and even sent a personalized follow up email to check in on my kitty. Every time I contact them, they are friendly and helpful. I’d definitely recommend them.
5

out of 5

POSTED: | BY: Sarah

Best Investment I ever made

We got our American Labrador Retriever at 8 weeks from a breeder in MD. She's been the best, sweetest dog for our 3 kid household. Our vet recommended we get pet insurance just in case. I chose Healthy Paws based on good consumer reviews. Our lab, Tessa, at 2 1/2 , developed a terrible inner ear infection that rapidly turned into an abscess and meningitis. We rushed her to two different vets several times over a 48 hour period before we got an accurate diagnosis. She ultimately needed a total ear canal ablation procedure. Healthy Paws paid 80% of the cost of surgery and prescription drugs. Filing a claim was easy to do on-line, and they followed up with me to find out how she was doing. We were so stressed about our sweet dog's condition and how best to treat it, and having Healthy Paws insurance freed us to decide in consultation with our vet, how best to treat it without a huge worry about the cost. I can't recommend them enough. i never write reviews, but this time, I feel strongly that we were given excellent consumer service and compassion during a very difficult period.
1

out of 5

POSTED: | BY: Markelle

Error in billing and can NOT get them to correct!!

They have been overhear charging me for 1 year, now raising my rates with ZERO claims! I have been told on 3 occasions that they will correct issue and have someone contact me, but no one ever does, and they continue to charge me HIGHER rate!! I have spent countless hours on hold trying to reach them!! I am beyond frustrated!! I will be finding another insurance company!! Shame on them!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review