Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Lauren

Highly Recommended

Healthy Paws has been a God sent. I can’t say enough good things about them. We got it about six months after we got our pup. My sister’s dog was around 11 and she had a lot of vet bills for her. We thought we would get pet insurance to use when our dog got older. Just before his 2nd birthday we got the devastating news that he had cancer. There were a lot of pathology tests, xrays, and a CT. All of that showed that we need to quickly to remove the tumor. The tumor was in his mouth, so the surgery involved removing some of his mouth and cheek. It was such a stressful time. Everything happened so quickly. After every appointment we would take a picture of the receipt and submit it using the app on our phone. We had heard horrible stories about pet insurances that wouldn’t cover anything and were a bit nervous. It took a few weeks for them to get everything they needed from out vet, but not long after that our claims started getting approved. We didn’t have the money to pay for all of the bills and had to put it on credit cards. The bills totaled over $7,000 and we received over $5,000 back from Healthy Paws. The claims process was easy and moved fairly quickly after the first claim was approved. I recommend this pet insurance to everyone I talk to about my dog and what happened to him.
5

out of 5

POSTED: | BY: Bonnie

Healthy Paws cares for my dog and me, it’s more impressive than my human insurance!

I am beyond satisfied and grateful for this pet insurance. They have come through for me whenever I have had a health issue with my dog. The claims process is quick and easy to navigate and I always get paid out quickly . The customer service reps are kind and friendly. This insurance is outstanding I always recommend to my friends. Even those without pets - that’s how impressive they are! So glad I did my research and picked Healthy Paws for my beloved pooch!
5

out of 5

POSTED: | BY: courtney

Healthy paws rocks !!!

Covered all our puppies emergency care .. very helpful .. so glad we have them.
5

out of 5

POSTED: | BY: Dobrina

So happy with healthy paws!

Our pug swallowed a toy and wound up in the emergency room for a week! A few inches of the small intestine removed. We would not have been able to do the surgery without the help from Healthy Paws! They cover the full 80% and sent us a check and less than a week :-)
5

out of 5

POSTED: | BY: Sue

The BEST in coverage, rates, ease of making a claim, and quickness of response

I have had Healthy Paws Insurance for 4 years and they are absolutely the best I’ve ever had! The claims process is so easy and they respond very quickly. They are the only way to go

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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