Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Debra

Healthy Paws Insurance Rocks !!!

My Elsie just recently had knee ( TPLO) surgery & we were reimbursed 70% within 2 wks !!! And she is now going to have a 2nd knee done end of June !!!... So thankful to have Healthy Paws as her Insurance Co.!!!!!!!
5

out of 5

POSTED: | BY: Dana

Best Pet Insurance Ever!

One year ago, our 3-year old Pitbull was diagnosed with T-Cell Lymphoma. We were devistated. Our sweet boy, Chappie, has gone through many sessions of extensive chemotherapy and is now in remission for the second time. Healthy Paws has made this treatment for our pet possible. They are absolutely amazing! They are the best choice for your pet insurance! They care about the health of our pet and show us by checking in and paying all claims prompty! We love and appreciate you Healthy Paws! Thank you for taking great care of our Chappie! Dana F. - Las Vegas, Nevada
5

out of 5

POSTED: | BY: Larry

Hassle free and simple reimbursement for surgery

Quick summary: Submitting a claim with Healthy Paws is fast and easy and reimbursement took only 3 weeks with no hassle at all. My 1.5 year old lab/boxer mix had TPL surgery which cost ~$4K. I've been a customer of Healthy Paws Pet Insurance since Sept 2018. We signed up a few months after rescuing our pup. I submitted the claim a few days after his surgery and they requested his medical history which I provided a day later. The reimbursement was promptly posted to my bank account within a few days. Within 3 weeks of my pup's surgery, I was reimbursed 80% of the costs less a $250 deductible. What would have cost me $4K ended up costing only $1K. I had written off the $4K assuming there was going to be some insurance loophole as to why it wasn't covered under his policy. But, Healthy Paws reimbursed me with no problems at all. I recommend Healthy Paws to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Isaac

great coverage, fast and easy to submit claims and get reimbursed

I am so glad that I got HealthyPaws insurance for my dog while she was a puppy. Insurance has saved me thousands of dollars as she developed chronic urinary tract infections that led to kidney issues. Because of the coverage, we were able to catch these problems early, could afford aggressive testing and treatment that saved her life. Now that our dog is healthy but requires numerous daily medications to manage what turned out to be an autoimmune issue, HealthyPaws' 90% coverage and FAST claim review and reimbursement process is a godsend. The app is easy to use - I take a photo of the vet bill before even leaving the office, and am reimbursed by direct deposit within days.
5

out of 5

POSTED: | BY: anthony

My experience with Healthy Paws

I am so thankful I had Health Paws to cover such an unexpected emergency. 3 years ago, when I got my rescue, at first I thought "pet insurance? why? What can possibly happen? Its not like she's an outdoor dog. Its not like she will run outside into traffic. After all, I AM responsible." Well guess what? My Maltese shih tzu mix was playing with her "squirrel" toy in her pen, and shook it (as they tend to do), and the next thing I hear is a yelp. I went to her and she was laying there looking sad. A few days later, she wasn't feeling "right"... you can just tell. I took her to the vet, who revealed she had a few cracked teeth. Apparently she shook her toy and hit the side of the pen causing the cracked teeth. She's doing WONDERFUL now. But after paying $3,800 for "canine dental surgery", and confirming with Health Paws that the surgery IS covered, my baby is doing great! The surgery came off without a hitch. Getting reimbursed 90% less a $100 deductible save me THOUSANDS. I have told all my friends and relatives about the Health Paws service. I am a Health Paws customer for life! Its well worth it !

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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