Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Healthy paws is incredible, they cover so much, and are so quick to reimburse you. I have the 90% reimbursement plan, and after an unexpected emergency with my cat I realized they reimbursed me more than the actual amount I’d been paying in pet insurance over the last 3 years. So totally worth it!! Also, their app is incredibly easy to use, usually I file my claim while paying the bill in the vets office. The personalized follow up to check on your pet is really nice too!
5
out of 5
POSTED:
| BY: melanie
Very impressed with coverage and service
When my 12 year old dog passed on I got another husky, a rescue. He's an absolute joy and only 3 years old. I had insurance for my former dog and was not impressed, but I did a lot of research and signed up for Healthy Paws the day after I got Bernie. Suddenly 3 weeks ago he collapsed. I rushed him to the ER. After life saving surgery and a blood transfusion, he was diagnosed with Hemangiasarcoma, an awful disease, rarely seen in Huskies, and even more rare in young dogs. He is doing remarkably well, and we are doing all we can to give him a happy healthy life.
Healthy Paws covered 90% of the costs, just like they said they would. The paperwork was processed rapidly. I am very impressed.
5
out of 5
POSTED:
| BY: MaryJ
Our dog is alive because of Healthy Paws
We recently got a very unexpected osteosarcoma diagnosis for our very young (5 yrs old) large breed dog. We have been healthy paws customers for the past 4 years. Over the past few years, she has never required more than routine care. I did not imagine how important pet insurance would be until we had this very serious diagnosis. Healthy Paws has covered all of our dog's treatments and diagnostics (x-rays, biopsy, and amputation surgery) at 90%. It has been the easiest process ever (submitting a photo of the receipt through the app and having the reimbursement sent by direct deposit). They have been so helpful, even offering to arrange for an upfront payment if we couldn't afford the very significant surgery payment. Without their support, our dog literally would not be with us. We are so grateful for their help and support during such a difficult time.
5
out of 5
POSTED:
| BY: Helen Mitchell
Best Insurance Ever!
I've had my Shih-Tzu, Bella (a rescue), insured since 2013. I had a few claims before this year, and all claims were handled quickly.
This year, it was discovered Bella had a lung tumor. Since that diagnosis, there's been surgery, chemo - Cyberknife treatment - and more chemo, as well as dry eye treatment.
Let me say, the tumor was not able to be removed. On the Healthy Paws website I read about Cyberknife. I didn't know it existed until reading it on the HP website! Bella was a candidate! That treatment alone was $13,200! I would not have known this treatment option was available, but for it being on the Healthy Paws website!
Since April of this year, my reimbursements have totaled over $18,000. Each claim is paid promptly. The claim submission process couldn't be simpler. When I've had to call HP with a question, the staff couldn't be more helpful. They even wish Bella luck when sending emails!!
Healthy Paws has not only paid every claim - and claims will still be coming in - but they saved Bella's life with publicizing the Cyberknife treatment, and covering it!! Healthy Paws is absolutely the best pet insurance company.
All told, I've received almost $21,000 - yes, 21 thousand - in reimbursements! The Cyberknife was a success, and Bella has a new lease on life!
5
out of 5
POSTED:
| BY: Naomi
Best insurance company
Incredible Insurance Company. My dog suffered a traumatic fall and herniated 3 discs and bruised her spinal cord. She required a neurologist and MRI. I submitted my claim and received a total check from Healthy Paws, no arguments or delaying tactics from them. The check arrived BEFORE the credit card bills so at no time was I out of pocket for large amounts of money. I only wish that my health insurance company was as honorable. They are by far the best insurance company out there.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.