5
out of 5
POSTED: | BY: Julie
They have covered everything with out any questions in a timely manner.
We are so happy we choose this company.
4.9
out of 5
Number of reviews 10,767
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Karisa Maxwell
HealthyPaws Saved My Pup, and Saved Us Over $14K
My pup Bowie broke his femur back in March and since then has had six surgeries, three ear infections, and countless hospital stays, amounting to well over $20,000 in medical expenses—with more to come! Thanks to HealthyPaws, we have saved a total of $14,321.87. There is no way we could have provided our fur baby with the care he needs without the wonderful humans at HealthyPaws. Not only have they provided the financial assistance necessary, but they are kind and compassionate and continuously send e-mails checking in on our little guy. Since Bowie's injury, I have become a HUGE advocate for pet insurance and tell everyone who will listen about HealthyPaws Pet Insurance. 15/10 would recommend.
5
out of 5
POSTED: | BY: Inger
Super easy to file claim, no bs, the money was in my account before the credit card bill even got here!
Couldn't believe I got reimbursed for every last dime (less the exam fee and my deductible) of the emergency vet bill for my cat's urinary blockage and 5 day hospital stay with no hassles, no games, no b.s. The money was in my account less than 2 weeks after I filed the initial claim. Now, how much my premium may go up next year, who knows? But I could not be any more satisfied than I am right now and would recommend Healthy Paws to anyone! The only things they don't cover is pre-existing conditions, routine and preventative vet care and vaccinations.
5
out of 5
POSTED: | BY: Claire
If only human insurance could be so easy!
This company is wonderful. You take a photo of your vet bill, send it using the healthy paws phone app, and they reimburse you a few days later. They cover what they say they will cover, no questions asked. It allows you to take your pet to the hospital when they need it without having to worry how on earth you'll be able to pay the bills afterwards. Just two weeks ago our extra small mini dachshund, who'd been kind of lethargic for a few days and not eating or drinking, started throwing up copious amounts of blood. A quick/frantic google search hinted to me that it might be Hemorrhagic Gastroententiritis, and not wanting to take any risks, I bundled her up into the car with the kids and brought her straight to the hospital. I'd read that in small breeds in particular this kind of illness could have serious repercussions if not dealt with right away. The doctor confirmed it was GH and said we'd been smart to go directly to the hospital. They put her on an IV and medication and kept her overnight. Late the next day we brought her back home and a few days later, she was back to normal. Healthy Paws covered it all and even sent me a personal email asking me how she was doing. (The idea that Blue Cross Blue Shield would want to find out how I was doing after processing one of my medical claims is comical....in a sad, sad sort of way.) Anyway: get this insurance. They're affordable and they honor the terms of your contract. And they're super nice.
5
out of 5
POSTED: | BY: Claire
If only human insurance could be so easy!
This company is wonderful. You take a photo of your vet bill, send it using the healthy paws phone app, and they reimburse you a few days later. They cover what they say they will cover, no questions asked. It allows you to take your pet to the hospital when they need it without having to worry how on earth you'll be able to pay the bills afterwards. Just two weeks ago our extra small mini dachshund, who'd been kind of lethargic for a few days and not eating or drinking, started throwing up copious amounts of blood. A quick/frantic google search hinted to me that it might be Hemorrhagic Gastroententiritis, and not wanting to take any risks, I bundled her up into the car with the kids and brought her straight to the hospital. I'd read that in small breeds in particular this kind of illness could have serious repercussions if not dealt with right away. The doctor confirmed it was GH and said we'd been smart to go directly to the hospital. They put her on an IV and medication and kept her overnight. Late the next day we brought her back home and a few days later, she was back to normal. Healthy Paws covered it all and even sent me a personal email asking me how she was doing. (The idea that Blue Cross Blue Shield would want to find out how I was doing after processing one of my medical claims is comical....in a sad, sad sort of way.) Anyway: get this insurance. They're affordable and they honor the terms of your contract. And they're super nice.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.