Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,009

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Rachele

Thank you Healthy Paws

When our beloved Jalapeño was diagnosed with a torn cruciats ligament, we were so grateful to have chosen pet insurance for her previously. Having a friend that recently went through the same diagnosis and procedure with their dog, without the benefit of health insurance, we knew we were incredibly lucky to have Healthy Paws backing us, and boy were we right! They were incredibly fast reviewing our claim and getting us reimbursement, and even offered to work directly with our vet if needed, as we were concerned about putting such a high amount on a credit card. Within 1.5 weeks, we had our reimbursement directly deposited back in our account, and even had contact from Healthy Paws simply to check in and see how Jalapeño was doing. We could survive without the insurance reimbursement, but having it makes everything so much less stressful and easy to deal with. We recommend this company to any and all of our friends and family, and as a dog trainer, I recommend them to clients as well. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: leslie

Great Company!

We have had Healthy Paws for a couple of years now and we have had to use them quite a bit. We have had a couple small claims and 4 very big claims. We have had 4 major knee surgeries and had no problem getting the claims paid. Then after the surgeries they sent emails to check on our girls. I love this company and have had referred many people to them. You can't beat their prices or the ease of getting claims paid!
5

out of 5

POSTED: | BY: Ilona

Healthy Paws processes claims very quickly!!

I am so pleased that I chose Healthy Paws insurance. Not only do they process claims in a timely manner, they follow up to check on the state of your pet's health after health issues arrive. THE BEST!!!
5

out of 5

POSTED: | BY: Ron

Emergency surgery for bloat/GVD coverd by Healthy Paws

My GSD is recovering from emergency surgery to save his life from his stomach flipping 180 due to bloat/GVD. The emergency vet clinic quoted $5K-$9K for the surgery with no guarantee of the outcome. I was able to say "just do it ASAP" and I knew Healthy Paws would cover most of the cost. Having Healthy Paws insurance removed having to make a painful decision based on finances to save my dog's life. I submitted the claim to Healthy Paws on-line, and a check for ~87% of the cost (minus $250 annual deductible and exam fee) is on its way to me. I STRONGLY recommend Healthy Paws to any dog owner - even unexpected non life threating treatments can cost $100s or $1000s . I decided on Healthy Paws versus other insurances because they are not "schedule" based (which only cover certain treatments for fixed amounts) and have an annual deductible, not a per-incident deductible. They have been prompt and efficient in processing claims, even inquiring how he is doing. So Mikey is doing great, back to normal, and is scheduled to get the 21 staples out of his belly today (ouch!).
5

out of 5

POSTED: | BY: Norma

Thank goodness we bought pet insurance!

Our puppy needed emergency stomach surgery, and it was expensive. Healthy Paws quickly processed our claim, and Toby is making a full recovery. I am now a strong advocate for pet insurance, and Healthy Paws has been excellent.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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