Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Bob Gronczniak

Great honest pet insurance company

Our little Bella just had a major health issue that resulted in close to $4,000 worth of medical bills. Healthy Paws responded quickly to claims once submitted and communicated nicely throughout the claim process. We received payment within a week or so and there were no issues. They delivered what they promised and even sent a nice email asking how her recovery was going. I recommend them highly. They are the real deal.
5

out of 5

POSTED: | BY: Sara DeFrancesco

I am so grateful for Healthy Paws!

I am so grateful for Healthy Paws! When our 9 year old dog, Ruckus, was diagnosed with a large splenic mass, he needed for an urgent same-day surgery to remove it. Healthy Paws not only held up to their promise to reimburse 80% of the bill, they also offered to expedite the reimbursement to relieve any financial stress. Ruckus' surgery was curative and he is back to chasing squirrels! And Healthy Paws reimbursed us in less than a week. We are so grateful and happy with our decision to be a Healthy Paws member!
5

out of 5

POSTED: | BY: Tiana Boyd

AMAZING service!

you need Healthy Paws! they are truly amazing, compassionate and caring. I was referred by a friend and want others to know about them! Great coverage for my pet who would have been unable to get the procedure he needed. Covered at 80% and with direct pay, they were truly a life saver!
5

out of 5

POSTED: | BY: Leslie H.

Fantastic Insurance

We have been Healthy Paws customers for 3 years. We, previously with other dogs, had a different coverage. We were not happy about their coverage limitations. They did not cover a CCL (Cranial Cruciate Ligament) surgery, and they had illness and injury caps, not to mention lifetime caps. Our 3-year old Labrador, Sam, just had CCL surgery. It is a very expensive surgery that involves steel plates and screws. Sam had the surgery less than 3 weeks ago and we have already received full reimbursement, minus our deductable and office visit. No questions asked. We have a 90% reimbursement and $500 deductable plan. There are other plan options available. Healthy Paws has been wonderful and provides valuable coverage. Claims can easily be submitted on line. I highly recommend that every pet owner have pet insurance. It alleviates the dilemma as to how to care for your pet in the best way possible, especially in an emergency, and not breaking the bank. I believe Healthy Paws’ comprehensive and affordable insurance is the best way to give you peace of mind.
5

out of 5

POSTED: | BY: Elisabeth Glover

Straightforward, fast processing, no arguments or hassles, empathetic

Healthy Paws services have been so outstanding that I am taking the time to write this review. Having a beloved pet that goes through a traumatic illness, is saved by surgery, and then six months later has the same thing and has to be put down is really difficult, but Healthy Paws at least made the pain of filing claims as easy as possible. The coverage is straightforward with no hidden gotchas, no arguments, and no stalling. Both the first claim in January and the second for the same issue in July were processed promptly. They worked directly with the clinic to get the medical records they needed with little to no bothering me and I had reimbursement checks within two weeks. I was surprised and touched to receive a condolence card in the mail with six personalized messages from staff members. This is a great company and I highly recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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