Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Healthy Paws is the absolute best insurance, if only people insurance were so good!
Healthy paws is the absolute best insurance. They have helped both of our dogs receive the care that we otherwise would not have been able to afford. They check in on the welfare of our dogs after care as well. It's easy to manage claims online and they have people who can quickly and personally help answer questions and problem solve any issues. If only people insurance were so incredibly useful! Healthy Paws is worth every penny.
5
out of 5
POSTED:
| BY: Holly
So worth it.
I have had an incredibly positive experience with Healthy Paws Pet Insurance. As brand new dog owners, we purchased a policy for Lola as soon as we adopted her, when she was months old. She was healthy and strong, and we thought we probably had nothing to worry about, yet wanted to be on the safe side.
To my skeptical surprise, this insurance has come to my rescue twice, and I am incredibly grateful.
The first time was when Lola was 3, and she was bit by another dog, and needed $500+ worth of surgery and medicine.
The second time has been over the last 8 months, when Lola had a UTI that required some tests, and then a few month was later when she was diagnosed with aggressive heart disease. At this same time, I was in between jobs, so having Healthy Paws come through on their process, and cover her medications, emergency visits, and tests has been incredibly helpful and a huge weight off my shoulders.
I cannot recommend this plan enough. It is so easy to use, all you do is snap a picture of the receipt, upload it to the app, and the team process and reimburses your claim very quickly.
Additionally, the team at Healthy Paws has been very friendly and personable every time I've contacted them. They truly have been a pleasure to work with.
I highly recommend purchasing a plan with them for your pet, as no matter how healthy your pet is when you adopt them, crazy circumstances can ensue, and it's so great to have a trustworthy company like Healthy Paws on your side.
5
out of 5
POSTED:
| BY: Tracy ODonnell
Surpassed all expectations of a pet insurance company
I purchased pet insurance for my puppy expecting to not need it till his late stage of life. He came down with a serious illness when he was only 2 & was then diagnosed with a brain tumor at 4 yrs. Healthy Paws surpassed my wildest expectation of an Insurance company-from ease of filling, speed of processing claims & most importantly, sincere concern for my dog through personalized communication. Having insurance took away the financial burden of already difficult decisions, & Healthy Paws was THE BEST! My dog is doing GREAT, & choosing Healthy Paws was the best decision!!!
5
out of 5
POSTED:
| BY: Audra Perschilli
Healthy Paws is amazing!!
Healthy Paws is the BEST pet insurance you can get. I highly recommend this company. Not only are their policies very inclusive and reasonable but their customer service is amazing!!!!! Our 1 1/2 year old golden just needed major surgery. Not only did we have peace of mind financially knowing that we had Healthy Paws to help us out, we had Healthy Paws actually there to support his recovery. We received many emails checking on his recovery and telling us to give him a great big hug. Amazing company!!
5
out of 5
POSTED:
| BY: Christopher Jaggie
Life Saving Policy
Our 3 year old bulldog went in for surgery to open up his airways to help him breathe more freely, but complications from the surgery resulted in him not being able to breathe at all. A planned overnight visit turned into six. Twice during the week the vet called me to caution they were concerned he would die soon. For all the pain it put him through, it was an emotional nightmare for us. In the end, he was transferred to another hospital where a second procedure cleared his airway and saved his life. The vet bill accumulated to $11,000, which we had to draw down our savings, borrow money from family, and open a new credit card to cover. Honestly, we didn’t have the financial ability to handle that expense, and the only reason we did was because of our confidence in our policy with Healthy Paws. And sure enough, less than a week after filing a claim it was approved, and our policy reibursed nearly 90% of the bill. What they cover and what they don’t is very clear from the start, and customer service is incredible. Representatives seemed genuinely concerned for the wellbeing of our dog in follow up calls and email. Our policy with Healthy Paws saved our dog’s life- we never could have considered the life saving procedure s that were necessary without it.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.